Five insurances and one gold can only pay three insurances?

Legal analysis: Yes. The only types of insurance that you can pay yourself are endowment insurance and medical insurance. At present, these two types of insurance are generally included in the social security payment scope of flexible employees, but flexible employees cannot participate in maternity insurance, industrial injury insurance and unemployment insurance, because these three types of insurance require employers to participate in the payment, and flexible employees do not work in the employer and do not have the payment conditions.

Legal basis: Article 10 of the Social Insurance Law of People's Republic of China (PRC), employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.

The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.