Social security relocation can only transfer personal accounts, does it affect pensions?

Social security relocation can only transfer personal accounts, does it affect pensions? Social security transfer in different places can only transfer part of the expenses of personal accounts. What impact will it have on your future retirement? In the process of personal social security transfer, because he will have a payment schedule for yourself, the account balance in your personal account is determined and clearly displayed on this payment schedule, but the proportion of payment undertaken by the enterprise unit is not allocated to your personal account, so it seems that you are invisible.

In that case, many people mistakenly think that in the process of transferring personal social security, it is very likely that these enterprises will give up payment, which will have a great impact on themselves. In fact, this is a wrong cognition. What happened? Because the payment of social endowment insurance undertaken by our own enterprise unit will not be calculated into the future pension standard, it will generally not cause any harm to our endowment insurance.

Our own pension benefits, especially our own pension insurance account, are mainly determined according to the partial account balance of our personal account, without considering the partial account balance borne by the enterprise unit at all, and the part of the money borne by the enterprise unit will directly enter the overall account, so the overall account will not show that this is the zero payment state of all of us. Therefore, in the case of transferring to social security, although you don't see the internal structure expenses borne by the enterprise unit, your total payment period is absolutely true, and normal payment will generally not have a little impact on your own retirement.

In the future, everyone's pension salary usually consists of two aspects. On the one hand, the pension, the calculation part of the pension is usually determined according to the total payment period, the average payment index value and the average social salary of your city in the previous year. The share of natural pension usually accounts for more than 65% of the whole pension insurance, so this part is the core, as long as you ensure that you have a long enough social security payment period, it is not.

In the process of personal social security transfer, the shares in the personal social security account can only be transferred through inter-provincial transfer. Those transferred from this province can only transfer social security relations, not social insurance funds. Therefore, it will not affect your pension benefits, and you can rest assured. So it is necessary to transfer personal social security or transfer personal social security normally. For example, after you leave the company, 1 all you have to do is transfer your own job.

Therefore, after the transfer of social security relations, the total payment period can be normal, and social security wages can be paid normally, so as to lay the foundation for the following normal and continuous social security payment. Therefore, everyone is overly nervous and worried in the process of transfer, because this will not affect retirement benefits after all. If you have an intermittent payment period, your total payment period will be reduced, and then you will receive your retirement pension.