Chongqing 2023 workers social security policy

Chongqing workers pension insurance new policy

A, urban enterprise workers basic pension insurance

(a) unit insured workers part

1, employees for unit workers new insurance need what information? Newly insured workers pay wages how to declare?

Answer: The unit in the staff reported within 15 days, should be submitted to the participating social insurance agencies for new employees to participate in the information.

The materials to be submitted are: "Chongqing Municipality to participate in the basic situation of social insurance personnel table", the insured workers ID card, labor contracts or other employment documents.

The contribution salary of the newly insured employee is declared as the salary agreed in the labor contract or the salary signed and approved by the unit and the person himself.

The unit should go to the local tax department to make a payment by the 15th of the month following the completion of the employee's new enrollment.

2. What are the age requirements for new employees to participate in the basic pension insurance for urban enterprise workers?

A: 16 years of age; men: under 60 years of age; women: cadres or work in management positions, under 55 years of age; female workers, under 50 years of age.

3, where to apply for urban enterprise workers basic pension insurance procedures?

Answer: The basic pension insurance implementation of territorial management, the insured unit should be in its taxpaying location of the Social Insurance Bureau to provide relevant information for registration procedures.

4. How to determine the time for employees to participate in the insurance?

A: The month when the labor contract is signed is determined as the employee's participation time.

5, urban enterprise workers basic pension insurance unit and individual contribution ratio?

A: The unit contribution rate is 20%, and the individual employee contribution rate is 8%.

6, there are work units of employees need to participate in the basic pension insurance for urban enterprise workers in their personal capacity?

A: No need. All types of employers have the obligation to pay social insurance premiums for employees.

7, in the city's average social wage and basic pension insurance personal accounts before the announcement of the interest rate of social security agencies should be suspended before the business of what?

A: In the city's average social wages and basic pension insurance personal account interest rates before the announcement of the social security agencies should be suspended to handle the following businesses:

(1) active employees to make up for the previous year's pension insurance premiums business;

(2) interrupted employees to pay the business;

(3) the death of the employee, such as settling abroad and other surrender business;

(4) active employees to transfer out of the pension insurance relationship business. Pension insurance relationship transfer business.

8, in the city's average social wages and basic pension insurance personal account interest rates announced before the need to handle the transfer of pension insurance relations of employees, what are the special provisions?

A: the insured unit employees for various reasons really need to handle the basic pension insurance relationship transfer procedures, will be in accordance with the principle of not less than 100% of the city's average wage of the previous year, not more than 600% of the principle of approval of its monthly contribution base, and in its completion of the basic pension insurance premiums payable for the transfer of the relevant procedures.

9, how to handle the transfer of pension insurance relations within the city?

A: The employer or insured person to the social insurance agency to apply for the transfer of basic pension insurance relations, fill out the "Chongqing Municipality to participate in the basic pension insurance unit of enterprise workers in the increase or decrease in the number of workers," "Chongqing Municipality to participate in the basic pension insurance unit of enterprise workers in the information collection form," after the social insurance agency to review the process.

10, across the province (city) to transfer the basic urban enterprise pension insurance relationship to have those conditions?

A: has been insured and paid in full pension insurance premiums of the people (including migrant workers) across the city administrative region mobile employment and meet one of the following conditions, you can apply for the basic pension insurance relationship transfer procedures.

(1) return to the place of domicile employment (including flexible employment) to participate in the insurance;

(2) male less than 50 years old, female less than 40 years old;

(3) by the county party committee above the organization department, human resources and social security departments to approve the transfer, and transfer to the unit to establish a labor relationship and to pay the basic old-age insurance premiums;

(4) to meet the conditions of entitlements, the basic old-age insurance relationship is not in the county, and the basic pension insurance premiums are not paid. Relationship is not in the place of domicile, and in the basic pension insurance relationship where the cumulative contribution period is less than 10 years, according to the provisions of the basic pension insurance relationship back to the last contribution period of 10 years of the original place of insurance, or each place of insurance is less than 10 years need to be transferred to the place of domicile.

11, how to transfer the basic pension insurance relationship of enterprise employees from the provinces back to Chongqing?

A: should be handled in accordance with the following procedures:

(1) The unit or the transfer of personnel to the original social insurance agency to apply for the issuance of the "basic pension insurance contributions vouchers.

(2) The unit with the transfer of the person's account and the "basic pension insurance contribution certificate" to the new social security agency, the new social security agency meets the conditions of the transfer, the new social security agency to issue the "transfer of the basic pension insurance relationship contact letter", sent to the original social insurance agency.

(3) After the new social insurance agency receives the fund transferred from the social insurance agency of the original place of participation and the "Basic Pension Insurance Relationship Transfer and Continuation Information Form" and the "Historical Contributions and Individual Accounts Accounting Information", the new social insurance agency will notify the unit to carry out the procedures of transferring the funds to the new social insurance agency.

(4) The unit to fill out the complete signature of the "basic pension insurance relationship transfer application form" and "basic pension insurance contribution vouchers", to the social security agency. Social security agencies to handle the transfer of formalities to notify the unit.

12, how to handle the basic pension insurance for employees outside the city procedures?

A: should be handled in accordance with the following procedures:

(1) units for employees' pension insurance relations across the city before the transfer of business, should be completed before the completion of the various social insurance fees payable for the reduction of personnel business.

(2) The unit or the transfer of personnel to provide transfer letters, transfer orders, contract termination, household registration and other relevant information to the transfer of social security agencies to apply for the issuance of the "basic pension insurance contributions voucher.

(3) The transferred person will go to the social insurance agency of the new place with the Certificate of Basic Pension Insurance Participation and Payment of Contributions, and the social insurance agency of the new place will issue a Contact Letter of Transfer of Basic Pension Insurance Relationships, and mail it to the social insurance agency of the place where the transfer is to take place.

(4) After receiving the "basic pension insurance relationship transfer contact letter", the social insurance agency in the place of transfer, review and complete the transfer of the transfer of pension insurance relationship of the transferred person, print and mail the "transfer of basic pension insurance relationship information form" and "the past years of contributions and personal account information" to the new social insurance agency in the place of transfer, the transfer of the transferred person's personal account funds and terminate the relationship of the person. Pension insurance relations.

13, the insured person's pension insurance relationship out of the city, what funds should be transferred?

A: There are two parts of the transfer fund: personal account storage and the overall fund.

14, the insured workers transferred to the city's institutions and organizations to work, how to handle the reduction of personnel and the transfer of pension insurance business?

A: should be handled in accordance with the following procedures:

(1) employees transferred to work in institutions without insurance:

units for employees to reduce the number of business, social security agencies to seal the employee's personal account of old-age insurance, to be returned to the employee when the employee retires the amount of the employee's personal account savings. If the employee re-enrollment, the individual pension insurance account should be opened.

(2) employees transferred to work in the insured institutions:

The unit with the transfer letter for employees, labor contracts for employees to reduce the number of personnel and the transfer of pension insurance relations out of the business, the social security agency to print the "basic pension insurance relationship continuity card", "the basic pension insurance relationship transfer continuity of the information table" and "the past years of contributions and personal account information" to the employer to transfer the transfer of personnel. And the employee's pension insurance personal account storage amount transferred to the institution social security agency.

15, transferred to the unit did not participate in the pension insurance after the retirement of the employees, the demand for pension insurance individual account savings back to me, what documents are required?

A: The unit or the retiree needs to provide "retirement certificate", "resident identity card" documents.

16, the continuation of the card lost how to do?

A: The continuation of the card is lost, the original unit must provide a "reduction table", "the termination of the labor contract", or by the original unit issued a note stating the time of resignation, stamped by the unit chapter, can be replaced by the continuation of the card.

17, the insured repeated payment of pension insurance premiums how to do?

A: After January 1, 2018, the insured repeated contributions, the unit and the insured negotiated to determine the retention of a basic pension insurance relationship and personal account, the same period of time other pension insurance relationship and personal account savings to be refunded, the years of contributions are not double-counted.

18, how to the death of the employee's pension insurance personal account savings returned to the legal heirs? What documents are required?

A: The unit should first handle the staff to reduce the business, and then handle the return of individual account savings business.

When handling the return of personal account savings, the unit should provide "cremation certificate" or "death certificate" and other supporting materials.

19, how to go abroad (territory) to settle in the employee's pension insurance personal account storage amount returned to me? What documents are needed?

A: The unit should first handle the personnel reduction business, according to the time of the termination of labor relations with the participating units to determine the cut-off date of contributions, and then handle the return of the individual account savings business.

20, the employer is not in accordance with the provisions of the social insurance registration how to do?

A: According to the social insurance law policy, should participate in social insurance employers, should be required to register for social insurance, social insurance. The insured unit should declare the insured persons and wages to the social insurance agency in the insured place according to the regulations.

If an employer fails to register for social insurance and declare its contributions, any organization or individual has the right to report and complain to the administrative department of labor security. Within the statutory period, the labor security administrative department received reports and complaints, or in the labor security law enforcement found that the employer does not participate in social insurance, should be ordered to a deadline for social insurance registration and declaration. If the employer fails to do so after the deadline, the social insurance agency in the place where the employer participates in social insurance shall determine the number of persons who will participate in social insurance and the amount of social insurance premiums to be paid by the employer in the light of the employer's business conditions, the number of workers and other relevant information, and shall submit the information to the collection agency for collection. After the employer has made up for the social insurance registration and contribution declaration, the social insurance agency will settle the bill according to the regulations.

21, the insured unit did not declare the required participants and contributions to the wage what to do?

Answer: Participating units did not declare the required participants and contributions to the wage, according to the following two ways to deal with:

(1) workers to the participating units to make up for the social insurance registration and make up for the payment of social insurance premiums, participating units should take the initiative in accordance with the provisions of the social insurance agency to make up for the payment.

(2) Within the statutory period, the social insurance agency shall accept reports and complaints from workers to the social insurance agency in the place where they are insured. The social insurance agency shall conduct audits and inspections on the participation and contributions of the insured units, and the insured units and the complaining workers shall actively cooperate and provide relevant evidence and materials.

Workers do not participate in social insurance in accordance with the provisions of the employer, underreporting of contributions and wages, to the administrative departments of labor security and social insurance agencies to report and complain to the unit due to bankruptcy, closure, withdrawal, etc., the main body has disappeared, and there is no legal obligation to bear, the administrative departments of labor security and social agencies will not be accepted, and notified in writing of the reasons.

(B) the management of individual participants

1, where the individual to participate in the basic pension insurance for urban enterprise workers?

A: should be insured in accordance with the following provisions:

(1) with the city's urban household registration of various types of flexible employment to provide the relevant information in the location of their household registration.

(2) The employer of an individual urban business is the city's hukou, should be enrolled in the place of hukou;

(3) The employer of an individual urban business is the city's hukou, should be enrolled in the place of its registration and operation;

(4) Employee of an individual urban business to participate in the insurance: the employer should be the employer's place of insurance to participate in the insurance of the employee of an individual urban business.

2, individual participants in the contribution base how to determine?

A: to participate in the city's basic pension insurance for urban workers in their personal capacity, the monthly contribution base by their own in the city's average monthly salary of employees in the previous year between 40% -100% of their own choice. Specific provisions are: from March 1993 to 1997, the unemployed according to the city's citywide average social wage of the previous year 60% to 200% of the choice, self-employed businessmen and their employees according to 100% to 200% of the choice; in 1998, according to the city's average social wage of the previous year 60% to 250% of the choice; 1999 to 2005 according to the city's average social wage of the previous year 60% to 300% of the choice; in 2006, according to the city's average social wage of the previous year, according to the city's average social wage of the previous year to 300% of the choice. In 2006, 60% to 100% of the city's average social wage in the previous year; in 2007, 70% to 100% of the city's average social wage in the previous year; in 2008, 80% to 100% of the city's average social wage in the previous year; from 2009 onwards, 60% to 100% of the city's average social wage; from 2009 onwards, 40% to 100% of the city's average social wage in the previous year. 100% selection.

3, individuals to participate in the basic pension insurance for urban enterprise workers, what is the proportion of contributions?

A: From 1993 to December 1996, individual merchants and their employees for 30%, the unemployed for 23%; from 1997 onwards, individual merchants and their employees and the unemployed rate unified implementation: 23% in 1997, January to June 1998 for 23%, July 1998 to December 2005 for 18%, January 2006 onwards unified for 20%.

3.

4. How to calculate the basic pension insurance premiums?

A: From the application for retroactive contributions to the previous year, the retroactive period of five years or less, in accordance with the retroactive base multiplied by the corresponding annual contribution rate to calculate the basic pension insurance premiums should be paid back to the principal, the individual account interest and the overall fund interest, the amount of retroactive contributions should be made = the principal + interest on the individual account + interest on the overall fund. If the period of retroactive contribution is more than 5 years, the amount of retroactive contribution shall be calculated according to the sum of the average social wage of the year before the participant applies for the retroactive contribution procedure x the contribution index of each year of the participant (the average social wage of the participant divided by the average social wage of the previous year) x the proportion of the contribution (20%), and no more interest on the individual account, interest on the general fund, and late payment fee shall be added. More than 5 years should be part of the amount of retroactive contributions = apply for retroactive procedures on the annual average salary of the city's employees × the sum of the annual contribution index × contribution ratio (20%); application for retroactive contributions shall not be earlier than the earliest time in March 1993; the contribution index that is equal to my choice of the contribution level.

5. Is there an age limit for applying for retroactive contributions?

A: Yes. Requirements at least 16 years of age; male: less than 60 years of age; female: January 1, 1996 before the deemed contribution years, less than 50 years of age; ignore the deemed contribution years, less than 55 years of age.

6, retroactive pension insurance should have what conditions? The earliest you can make up to when?

A: the first time the insurance is over 50 years old, less than 55 years old female individual participants, make up the basic pension insurance premiums shall not be earlier than the month of the first participation. The rest of the retroactive provisions are as follows:

(1) unemployed workers

with the city's urban household registration, has worked in urban employers (including institutions, social organizations) of the unemployed workers, can be terminated or terminated from the original unit or the next month of the termination of the labor relationship to retroactively contribute to the basic old-age insurance premiums, but not earlier than in March 1993, the city.

(2) bankruptcy, dissolution, closure of the enterprise workers

The city has been bankrupt, dissolution, closure of the uninsured enterprises, the original enterprise workers with urban household registration in our region, willing to participate in the insurance, can make up for the period of time he worked in the original enterprise basic old-age insurance premiums, but not earlier than March 1993 .

The city has been bankrupt, dissolution, closure of the insured enterprise omission of the insured workers, I am willing to participate in the basic pension insurance for urban enterprise workers, can make up for the basic pension insurance premiums during the period of their work in the original enterprise, but not earlier than March 1993.

(3) Flexibly employed

Flexibly employed persons with urban household registration in the city can not make retroactive contributions, but only from the month of the declaration to participate in the insurance premiums.

Flexibly employed persons with urban household registration in the city after the agricultural transfer to non-permanent status can make retroactive contributions from the month of the agricultural transfer to non-permanent status, but not earlier than July 2003, and they can make retroactive contributions from the month of the agricultural transfer to non-permanent status.

Flexibly employed persons whose hukou has been transferred from a foreign province or city to an urban hukou in the region can make retroactive contributions from the month of the hukou transfer, but not earlier than July 2003, and can make retroactive contributions from the month of the hukou transfer to the region.

Veterans with urban hukou who have been demobilized and discharged from the army and have not been uniformly placed in employment can make supplementary contributions to the basic pension insurance from the month of demobilization and discharge from the army, but not earlier than July 2003. Among them: after July 1, 2003, the agricultural conversion of urban households with the city, can be demobilized from the month of discharge to make up the basic pension insurance premiums, but not earlier than the month of agricultural conversion.

(4) Individual employers in urban areas

Individual employers operating in urban areas in the region can make retroactive contributions from the earliest month of their engagement in individual business operations, but not earlier than March 1993, and can make retroactive contributions from the earliest month of their engagement in individual business operations.

(5) Employees of urban self-employed businesses

Employees of urban self-employed businesses who have an urban household registration in the region can make retroactive contributions from the month when they formed a labor relationship with their employers, but not earlier than July 2003, and the employers can make retroactive contributions from the month when they formed a labor relationship with their employers.