Beijing social security pension insurance policy interpretation

Interpretation of the new pension insurance policy for the elderly in Beijing

Since January 1, 2015, Beijing's new urban and rural residents who have participated in the basic pension insurance can enjoy monthly urban and rural residents' pension insurance treatment if they have reached the age of 60 years old and have paid contributions for a total of 15 years. Those who enrolled and paid contributions before December 31, 2014, are still subject to the original regulations, which are 55 years old for women and 60 years old for men.

Social security bureau staff therefore reminded that as long as the Beijing urban and rural residents who enrolled and paid premiums in 2015, including those who have paid premiums so far, the payment subsidy will be implemented according to the new standard.

In addition, in order to maintain the continuity of the policy and reflect the fairness, in order to ensure that after retirement can enjoy the Beijing elderly pension insurance treatment, the following two types of participants are allowed to one-time more contributions.

1, for new participants from January 1, 2015, if Beijing residents in January 1, 2009, has exceeded the age of 45 years;

2, foreign provinces into Beijing settled in January 1, 2013, more than 45 years old. Increase the amount of personal account, but the maximum cumulative contribution period is 15 years. As for Beijing residents, who were less than 45 years old on January 1, 2009, and those who were less than 45 years old on January 1, 2013, for those who settled in Beijing from foreign provinces, they should make annual contributions, and the minimum cumulative contribution is 15 years.

The policy also stipulates that new enrollees from January 1, 2015, who have interrupted their contributions for personal reasons and have paid less than 15 years of contributions by the time they reach the age of 60, must extend and pay contributions year by year until they meet the conditions for receiving monthly benefits.

Beijing old people's pension insurance treatment by the basic pension and personal account pension which consists of two parts, the personal account pension of the monthly calculation standard and the current basic pension insurance personal account calculation coefficient is the same, if the participant in the receipt of pension treatment before or after the treatment of the unfortunate death of the personal account balance of the funds can be inherited in accordance with the law

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