Does social security payment affect settlement?

Social security withholding will not only affect the "long-term" results of the insured's payment period accounting and social security benefits, but also have a more direct impact on the insured's short-term plans to buy a house, a car and settle down in some cities.

Taking Beijing as an example, non-Beijing residents need to pay social security or pay taxes continuously for five years before they are eligible to buy a house. Buy a car and shake the number. Both conditions must be met. In addition, buying a house and a car in Beijing all emphasize "continuous" payment, and overdue payment is invalid. Need to settle in Beijing and pay social security in Beijing for 7 years or more.

First, the prescription expires.

According to Article 58 of the Social Insurance Law of People's Republic of China (PRC)

It is stipulated that the employer shall handle social insurance registration for employees within 30 days from the date of employment. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

Article 63

If the employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay or make up within a time limit.

II. Materials required for social security payment

Generally speaking, the earlier the payment is made, the more materials are needed. For the specific required materials, it is recommended to visit the local Human Resources and Social Security Bureau in official website, or call 12333 for human resources and social security consultation.

Take Chaoyang District of Beijing as an example:

1, Application Form for Paying Basic Endowment Insurance in Beijing in duplicate.

If the payment is overdue for more than three months after July 20 1 1 (inclusive), the relevant materials shall be submitted to the Business Verification Section of the Social Security Center for verification, and the overdue payment shall be signed. The required materials include:

(1) copy of the first page of the applicant's household registration book and my page;

(2) A detailed copy of the corresponding wage income during the overdue period;

(3) A copy of the labor contract signed with the employer;

(4) the result of "individual tax information inquiry" (with the personal inquiry password of the person applying for tax payment logging into the individual tax information inquiry system of Beijing Local Taxation Bureau);

⑤ Application Form for Paying Basic Endowment Insurance in Beijing (in triplicate).

2, "Beijing social insurance premium payment schedule" (Schedule 4) in duplicate.

3, "basic medical insurance fund repayment form" (Annex 10) in duplicate.

Third, the handling process

Different regions, different payment time, the handling process may be different, taking Chaoyang District of Beijing as an example:

1. Check the personal payment information (check the month to be paid, payment base and payer category) through Beijing online declaration system (digital certificate), and confirm that the payer is in the normal payment state.

2. Enter enterprise software:

(1) Generate personal overdue information offer file;

(2) Print the List of Payment of Social Insurance Fees in Beijing in duplicate, and affix the official seal;

(3) print the basic medical insurance fund repayment in duplicate and affix the official seal of the unit;

3. According to different payment months:

(1) If the payment is made before the declaration of 20 1 1 (inclusive) and if the payment is made by foreigners for more than 5 years, they should go to the endowment insurance administrative affairs acceptance center for approval first, and then make an appointment online to get the number;

(2) If an application is made after July 20 1 1 (inclusive) and the payment is made nearly three months ago, the unit needs to bring the payment materials to the business verification department for verification (the processing time is 20 working days), and then make an online appointment to get the number;

4. The business acceptance counters of the center and each sub-center shall handle it.

Extended data:

The difference between individual paying social security and unit paying social security.

(1) Different payment types

There are only two kinds of social insurance paid by individuals: endowment insurance and medical insurance. According to the regulations, flexible employees voluntarily participate in basic medical insurance and basic old-age insurance in their own names, and are not included in the scope of those who participate in unemployment, work injury and maternity insurance. And it is mandatory for the unit to pay social security for employees.

(2) The payment ratio is different.

Pension, medical care and unemployment insurance are paid by individuals and enterprises respectively. For example, Beijing 20 16, the social security contribution ratio is:

1. Old-age insurance premium: the unit pays 19% and the individual pays 8%.

2. Unemployment insurance premium: the unit pays 0.8% and the individual pays 0.2%.

3. Medical insurance premium: the unit pays 10%, and the individual pays 2%.

Industrial injury insurance and maternity insurance do not need to be paid by individuals, but are all paid by enterprises.

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Baidu Encyclopedia-People's Republic of China (PRC) Social Insurance Law

Baidu encyclopedia-social security payment