The new policy has come, and Shanghai medical insurance card accounts can purchase commercial health insurance.

Starting this year, Shanghai medical insurance participants can use their personal account balance to purchase commercial health insurance. Citizens can go to insurance companies or bank outlets that cooperate with insurance companies to understand and insure. Once this policy was introduced, it aroused great concern of the general public in Shanghai. Which insurance company is stronger? I just sorted out the relevant content, hoping to help you: the latest list! Top Ten Insurance Companies in China

Here comes the new policy. Shanghai medical insurance card account can buy commercial health insurance for medical insurance reimbursement. I just sorted out the relevant contents, hoping to help you: how to use social security and medical insurance? 1. Teach you how to apply for reimbursement!

It is understood that at present, only five insurance companies in Shanghai are qualified to undertake this policy, and there are two main products sold this time. One is the critical illness insurance to protect the insured's risk of serious illness, and the other is the medical insurance to pay and compensate the insured for a series of medical expenses in the designated hospital of Shanghai public medical insurance to a certain extent.

Then why can this policy "explode" among Shanghai citizens? There are three main reasons for accusing it:

First, due to the payment of the account balance of medical insurance itself, citizens can buy commercial health insurance without spending money. This is of great benefit to ordinary families, and the most direct thing is that cash will not be cut off.

Second, the rapid development of today's society has led to the aggravation of many risk factors, such as diseases, accidents and other risks, which makes people go to the hospital more frequently. Medical expenses are rising, and social security is not enough to fully protect people's needs. They urgently need to buy commercial health insurance to improve their own security.

Third, insurance is fast and convenient. Citizens can use the balance of the medical insurance card account to directly insure, which has won the favor of many Shanghai residents.

It is reported that the introduction and implementation of this policy in Shanghai is not the first in China, and the use of the balance of medical insurance accounts in different parts of the country is also very different. But overall, this policy is still very beneficial to the people. It can not only improve Shanghai's multi-level medical security system, but also reduce the burden of many citizens' self-funded medical expenses and give full play to the efficiency of using the balance of medical insurance accounts.

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The newly released 20 17 Shanghai critical illness medical insurance policy is coming!

In order to provide better protection for the insured, the Shanghai Municipal Government revised and improved the Measures for Serious Illness Insurance for Urban and Rural Residents, which was officially implemented on 20 17 1. Since the implementation of the Measures, it has brought many benefits, and the proportion of self-funded reimbursement for four types of diseases has increased from 50% to 55%.

20 17 the new policy of serious illness medical insurance for Shanghai residents is coming.

According to the news released by Shanghai, the Measures for Serious Illness Insurance for Urban and Rural Residents in Shanghai (hereinafter referred to as the Measures), which came into effect on June 65, 2065, 438+2007+0, stipulates that all participants in the basic medical insurance for urban and rural residents in Shanghai are eligible to participate in serious illness insurance for urban and rural residents. This also means that the insured can enjoy the treatment of serious illness insurance for urban and rural residents without additional payment after participating in residents' medical insurance every year.