Is it okay not to pay medical insurance?

Medical insurance is not paid as follows:

1. Units and individuals that establish labor relations have to pay fees. Medical insurance is a kind of social security, which belongs to national compulsory insurance. In this case, non-payment is not allowed;

2. The insured person is not an on-the-job employee of the work unit, but pays social security for himself in the form of personal flexible employment. In this case, you can choose not to pay medical insurance.

The benefits of medical insurance are as follows:

1 is conducive to improving labor productivity and promoting the development of production. Medical insurance is the inevitable result of social progress and production development. Conversely, the establishment and improvement of medical insurance system will further promote social progress and production development. On the one hand, medical insurance relieves workers' worries, makes them work with peace of mind, and can improve labor productivity and promote the development of production. On the other hand, it also ensures the physical and mental health of workers and the normal reproduction of labor;

2. Adjust income differences and reflect social equity. Medical insurance is an important means for the government to redistribute income by collecting medical insurance premiums and paying medical insurance service fees.

3. An important guarantee for maintaining social stability. Medical insurance helps sick workers economically, helps to eliminate social instability caused by diseases, and is an important social mechanism to adjust social relations and social contradictions;

4. An important means to promote social civilization and progress. The social system of medical insurance and social mutual assistance, through which the insured shares the risk of disease costs, embodies a new social relationship in which one party is in trouble and all parties support it, which is conducive to promoting social civilization and progress;

5. An important guarantee for promoting economic system reform, especially the reform of state-owned enterprises.

legal ground

Labor law of the people's Republic of China

Article 72 The sources of social insurance funds shall be determined according to the types of insurance, and social pooling shall be gradually implemented. Employers and workers must participate in social insurance and pay social insurance premiums according to law.