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Resident medical insurance hospitalization reimbursement rate is how much

Resident medical insurance hospitalization reimbursement ratio is as follows:

1, is students, children. In a billing year, incurring medical expenses of less than 180,000 yuan that meet the scope of reimbursement, the starting standard of tertiary hospitals is 500 yuan, and the reimbursement rate is 55%; the starting standard of secondary hospitals is 300 yuan, and the reimbursement rate is 60%; first-class hospitals don't have a starting standard, and the reimbursement rate is 65%;

2. It is the senior citizens who have reached the age of 70 years old or above. In a settlement year, if you have incurred medical expenses of less than 100,000 RMB that meet the scope of reimbursement, the starting standard of a tertiary hospital is 500 RMB, and the reimbursement rate is 50%; the starting standard of a secondary hospital is 300 RMB, and the reimbursement rate is 60%; a primary hospital does not have a starting standard, and the reimbursement rate is 65%;

3. You are a resident of other cities and towns. In a billing year, incurred in line with the scope of reimbursement of medical expenses of less than 100,000 yuan, the starting standard for third-level hospitals is 500 yuan, reimbursement rate of 50%; second-level hospitals hospitalization starting standard is 300 yuan, reimbursement rate of 55%; first-level hospitals do not set a starting standard, reimbursement rate of 60%.

How do residents pay for health insurance?

1, individuals can pay as a freelancer, the conditions for participation is that the individual has an urban household registration or farm to non-permanent registration, as long as these two conditions are met, you can pay the local social security department to pay for personal pension insurance and medical insurance;

2, if you want to pay for social security, you need to go to the social security service point in the local community street, or the district and county The first level of social security bureau of labor security bureau to handle the relevant business;

3, the person can bring the relevant information in the social security bureau or municipal labor security bureau to pay medical insurance, need to provide the basic information is as follows:

(1) including personal hukou;

(2) identity card, ID card photocopies;

(3) a number of one-inch photographs and so on. .

4. The individual's contribution is based on the average local social security salary of the previous year, of which 20% for pension insurance and 9% for medical insurance.

What is the significance of paying social security contributions

1, in simple and common terms, social security is to protect the basic security of citizens after retirement, illness, injury at work, loss of labor capacity, unemployment;

2, pension insurance allows the person concerned to have a basic pension after retirement, to spend the old age without the ability to work;

3, Medical insurance allows the person concerned to have basic medical protection after joining the social security system, and can reimburse most of the medical expenses;

4. Maternity insurance is paid by the unit that provides the job, and does not need to be borne by the individual. After pregnancy and childbirth, there is a certain amount of maternity compensation can be received;

5, work injury insurance is also paid by the unit, in the event of an accident at work, you can apply for compensation.

Legal basis: Article 12 of the Social Insurance Law of the People's Republic of China

The employer shall pay the basic pension insurance premiums in accordance with the ratio of the total wages of the employees of the unit as stipulated by the State, and credit it to the Basic Pension Insurance Co-ordination Fund.

Employees shall pay basic pension insurance premiums in the proportion of their own wages as prescribed by the State, which shall be credited to their individual accounts.

Individual industrial and commercial households without employees, part-time workers who have not participated in basic pension insurance with their employers, and other flexibly employed persons participating in basic pension insurance shall pay basic pension insurance premiums in accordance with the state regulations, which shall be credited to the basic pension insurance general fund and the individual account respectively.