Which grade of personal social security is the most cost-effective?

Personal social security contributions are divided into two parts: endowment insurance and medical insurance. Which grade has the highest cost performance needs specific analysis.

1, endowment insurance

China adopts the principle of "pay more and get more" for old-age insurance. Individuals can choose the payment grade according to their own economic conditions. The more they pay, the more pension they can get after retirement.

1)60% grade 5932.8 yuan/year;

2)80% grade 79 10.4 yuan/year;

3) 100% grade 9888. 12 yuan/year;

4) 1 10% grade 10876.92 yuan/year;

5) 120% grade 1 1865.72 yuan/year.

2. Medical insurance

Medical insurance is mainly used to reimburse medical expenses, and the payment amount has nothing to do with the reimbursement ratio. Individuals can only pay according to local medical insurance policies.

1) primary payment: medical insurance payment in most areas 180 yuan/year, and medical insurance payment in some developed areas10 yuan/year;

2) Payment: 450 yuan per person per year.