In Shenzhen, the personal social security contribution is 6.5438+0.2 million. According to the average social wage level last year, how much pension can you get after retirement two years later?

The calculation of retirement pension is based on the current social average wage, that is, the social security replacement rate, that is, the percentage of social security pension in pre-retirement wage, which is about 33% at present, and the normal level in developed countries is 70-80%.

If your current monthly salary is 5000 yuan, the average social security pension is 1650 yuan, (5000 * 33% =1650); Plus the average amount of personal account pension (at present, the retirement age in China is 60 years old, and the number of months of personal account pension is 139 months).

If you pay 1 0,000 every month, after 15 years, that person's account pension is 1 0,000 * 1 5 =10,800,000, and the monthly pension is1.

This is only a budget value, because it involves the average social wage level, social inflation, life expectancy and other factors. If there are any changes in the future, I don't know. I will adjust the proportion of personal pension payment many times. At present, it is planned to postpone the retirement age to 65. The national strikes in France and Britain in recent two years are a good proof, because the national adjustment includes extending the retirement age of employees from 60 to 66 (in France, it is extended to 62). And increase the amount of pension paid by employees during their employment, reduce the level of pension payment after retirement, and cut medical insurance claims. It is only a matter of time before China's social insurance reform, because China is the only country in the world where the elderly population exceeds 1 billion, and it is estimated that it will exceed 200 million by 20 14, so it cannot afford it!

If you have any other insurance questions, please come: protect more fish and talk about insurance.