How long can social security contributions be renewed?

The endowment insurance can be renewed when the social security is interrupted, and the next month after the medical insurance is interrupted, it will no longer enjoy the overall payment, and there will be no unemployment, maternity and work-related injuries during the interruption. Medical insurance and maternity insurance will no longer enjoy the overall treatment of basic medical care and maternity medical care from the month after the payment is stopped. Is to pay the renewal, medical insurance arrears for more than three months, you need to wait for observation for half a year to enjoy the same treatment; After the interruption of maternity insurance, you must recalculate the time of participation, and you must pay for half a year (one year in some places) in order to enjoy the overall planning of maternity insurance fund.

Old-age insurance can be renewed after interruption. After the social security pension is interrupted, it can be renewed, that is, intermittent payment is allowed. You only need to pay 15 years, but when you are in the unit, the unit will help you pay 20% of the local average social salary in the previous year, and the individual will pay 8%. If you leave the original unit and pay now, you need to pay 28% in full.

The endowment insurance in social security is paid cumulatively, as long as the minimum payment time at retirement is 15 years. Breaking off the relationship halfway can repay the pension, but it may affect the pension benefits after retirement. The month after the medical insurance is paid off, you can't enjoy the medical insurance treatment. You can only see a doctor at your own expense, usually for more than 3 months, and the continuous payment time will be cleared; Maternity insurance, industrial injury insurance and unemployment insurance cannot be enjoyed in the next month. Even if the insurance is renewed this month, it can only be enjoyed in the next month.

1. Pension: Pension is calculated according to personal account amount and payment period, only accumulated time, not payment suspension time! After the accumulated payment reaches 15 years, you can go through retirement procedures when you reach retirement age. The current suspension of payment mainly affects the pension benefits after retirement!

2. Medical care: Medical insurance has different policies in different places. In quite a few areas, the accumulated payment period of medical insurance cannot be stopped for too long, otherwise it will erase the previous payment period and affect the payment of personal medical treatment. Note: According to some local regulations, medical insurance is invalid if it is suspended for more than 3 months.

3. Other social security: refers to work-related injury insurance, maternity insurance and unemployment insurance. For individuals, in addition to unemployment, there is generally no need for personal contributions, and unemployment is limited to payment at work, so the impact and loss on individuals will not be too great!

4. Unemployment insurance, industrial injury insurance and maternity insurance: all three types of insurance can be extended to the new unit, so it has little relationship to stop paying.

I hope the above content can help you. If in doubt, please consult a professional lawyer.

Legal basis:

Article 89 of People's Republic of China (PRC) Social Insurance Law

Social insurance agencies and their staff have one of the following acts, which shall be ordered by the administrative department of social insurance to make corrections; If losses are caused to social insurance funds, employers or individuals, they shall be liable for compensation according to law; The directly responsible person in charge and other directly responsible personnel shall be punished according to law: (1) failing to perform the statutory duties of social insurance; (2) Failing to deposit the social insurance fund into the special financial account; (3) Deducting or refusing to pay social insurance benefits on time; (four) lost or tampered with the payment records, enjoy social insurance benefits records and other social insurance data, personal rights records; (five) other acts in violation of social insurance laws and regulations.