What is tax excellent health insurance?

Many customers may face two problems when purchasing medical and health insurance. One is that millions of medical insurance products are at risk of suspension and cannot be renewed. The other is that they have a history of serious illness and cannot buy conventional medical insurance products. In fact, in addition to social security, they can also buy medical insurance with tax incentives. What is tax excellent health insurance? Introduce it in detail.

Tax-excellent health insurance is a semi-public medical insurance, which is between social security and commercial insurance. The purchase cost has been deducted before income tax. Tax-excellent health insurance has four characteristics: it can be renewed continuously, it can break through the catalogue, it can be insured against illness, and it has tax incentives. Because the medical expenses of the elderly account for a considerable proportion, the tax-excellent health insurance products are guaranteed to be renewed, up to 75 years old. Tax-excellent health insurance has broken through the social security catalogue, with a wide range of reimbursement and is not restricted by social security drugs. Insurance shall not be refused because of the insured's past medical history, but a tax payment certificate of more than one year is required. After insurance, you can enjoy the policy of deducting 200 yuan before tax every month.

For this new type of insurance, its advantages and limitations need long-term detailed analysis and discussion, but for customers with medical history, it can really be regarded as timely benefits, and professional consultation can be carried out when choosing products.