Latest regulations on social security payment period

Social security payment period is divided into the following categories:

1, old-age insurance. According to the law, if an individual participates in the basic old-age insurance, the cumulative payment period is 15 years, and reaches the statutory retirement age, he can receive a monthly pension;

2. Medical insurance, the minimum payment period of medical insurance will be different according to the policies of different regions, generally 30 years for male employees and 25 years for female employees, and the payment period will be shorter in economically developed regions;

3, maternity insurance, employees enjoy maternity insurance related benefits, should comply with national, provincial and municipal family planning regulations, according to different local policies, there may be differences in different regions;

4, unemployment insurance, unemployment insurance payment over 1 year, enjoy unemployment insurance benefits;

5. Work-related injury insurance. As long as an accident occurs within the specified working hours, you can enjoy work-related injury treatment.

Enjoy social security needs to meet the following conditions:

1. To enjoy the old-age insurance, the condition that needs to be met is that the accumulated payment before retirement has reached 15 years, and this payment period is universal throughout the country. The payment period of endowment insurance is calculated cumulatively, and the payment can be interrupted midway, and the previous payment record will not be cleared;

2. To enjoy medical insurance, the conditions that need to be met are that men have paid for 30 years and women have paid for 25 years before retirement, and they have to go to designated hospitals and pharmacies to reimburse medical insurance. The reimbursement ratio will be related to the hospital level of medical expenses; If it is medical insurance reimbursement, employees' medical insurance can be reimbursed in the next month, and residents' medical insurance needs to wait for 6 months or 1 year to be reimbursed. If the medical insurance is paid, the social security card can pay the relevant medical insurance.

3. There is no limit to the enjoyment of work-related injury insurance, but it can only be enjoyed if it is recognized as a work-related injury, and the compensation standard can only be determined after the disability level is recognized;

4. The non-condition for enjoying maternity insurance is that the continuous payment has reached 1 year at the time of childbirth, and it is in line with the national, provincial and municipal family planning policies and statutory birth conditions;

5. To enjoy unemployment insurance, you need to meet the conditions that you have paid for one year before unemployment, stopped employment because of your own will, registered for unemployment, and have job requirements.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 10

Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.

The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.

Article 23

Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Article 33

Employees shall participate in work-related injury insurance, and the employer shall pay the work-related injury insurance premium, and the employees shall not pay the work-related injury insurance premium.

Article 34

The state determines the different rates of different industries according to the degree of industrial injury risk, and determines the rate grades of different industries according to the use of industrial injury insurance funds and the incidence of industrial injuries. Industry differential rates and intra-industry rates shall be formulated by the administrative department of social insurance of the State Council, and promulgated and implemented after being approved by the State Council.

Social insurance agencies shall determine the employer's payment rate according to the employer's use of work-related injury insurance funds, the incidence of work-related injuries and the level of industry rates.

Article 44

Employees should participate in unemployment insurance, and employers and employees should pay unemployment insurance premiums in accordance with state regulations.

Article 56

Workers in any of the following circumstances can enjoy maternity allowance in accordance with state regulations:

(1) Female employees enjoy maternity leave;

(2) Enjoy family planning operation leave;

(3) Other circumstances stipulated by laws and regulations.

Maternity allowance is calculated and paid according to the average monthly salary of employees in the previous year of the employer.