I want to go to Dezhou People's Hospital or Qilu Hospital for medical treatment. Can I use my medical insurance card directly?

The medical insurance card can be used across the city, but only if it is directly settled by medical treatment in different places. Only when the medical treatment is settled in different places can the expenses be reimbursed and paid in hospitals in designated areas, just like when the medical treatment is settled locally. However, if you don't handle the settlement of medical treatment in different places, you can't use the medical insurance card directly, because medical insurance is generally coordinated at the municipal level.

Taking Yunnan as an example, because medical insurance is a municipal overall plan, that is, a municipal appropriation, although medical insurance expenses are paid for medical treatment, many reimbursements are state and municipal appropriations. Then patients go to other places to see a doctor, and they always have to go through municipal approval. After all, the city medical insurance pays more.

For example, Lijiang, Yunnan needs to see a doctor in Kunming, so it is necessary to apply for referral or medical settlement in Lijiang. Therefore, it is necessary to settle accounts in different places, and the specific treatment methods are as follows:

Step 1: Go to the social security agency in Lijiang for filing. Carry the medical insurance off-site referral filing form and my valid ID card and social security card, and transfer them from the insured place to the designated hospital for filing procedures (handled by the Human Resources and Social Security Bureau).

Step 2: Choose the designated hospital (Kunming). Medical staff independently choose hospitals for medical treatment within designated hospitals in different places. For example, if you want to see a doctor in Kunming, you must first choose which hospital in Kunming, and you must choose it in advance.

Step 3: Get a card for medical treatment. After handling all the above situations, the insured person who goes to see a doctor should take the social security card with him when leaving the local hospital in Kunming, and settle the account directly with the card.

Extended data:

Although the medical insurance card can be used across cities or provinces, it needs to be settled in different places in advance. Because the current national medical insurance is a municipal-level overall reimbursement, the medical insurance card cannot be used except in this city. Only after settlement in different places can it be used in designated hospitals in other places (the same as using local medical insurance).

Because it is a municipal co-ordination, you can't take the city's medical insurance card and go to a different place for medical reimbursement without settlement. Just like the local public security department catching criminals in other places, other tasks can only be carried out in other places through the cooperation of local public security organs.