I swiped the industrial injury medical insurance card. Can I return it and exchange it at my own expense?

You can return it at your own expense. If it is a work-related injury, you need to pay the bill with your own medical insurance card, and you need to bring the work-related injury certificate and hospitalization invoice to the local medical insurance bureau. In the process of medical treatment of work-related injuries, it must be clearly indicated to medical institutions that it belongs to work-related injuries. Don't use your own social security card, you should go through the manual reimbursement process, pay the medical expenses in full first, and then reimburse the work-related injury. Work-related injuries are generally reimbursed for medical expenses, nutrition expenses, lost time, and mental damage compensation, which are not reimbursed. According to the regulations, the company should also pay the wages of employees during paid downtime, and then negotiate with the company according to the standards of disability appraisal. If neither party agrees to the agreement,

If an employee accidentally swipes a medical insurance card after a work-related injury, part of the medical expenses of the work-related injury cannot be reimbursed, which means that all the medical expenses you paid with the medical insurance card cannot be reimbursed.

You can ask for a refund of the premium. It can be settled directly at the local hospital at its own expense, without using a medical insurance card. There may be differences in each region.

When we go to the hospital for treatment after a work-related injury, we must tell each other very clearly that we have a work-related injury, so that the other toll collector will know how to deal with it. At this time, the hospital will not enter the reimbursement process of social security card in the process of various drug intentions. When you are in hospital, you can settle your account in cash or other ways. The hospital will give you corresponding medical bills and invoices, which will become your reimbursement voucher.

What needs special attention is that employees must be reminded not to settle accounts with medical insurance cards after work-related injuries, otherwise all medical expenses can only be borne by themselves. Work-related injuries can basically reach 100% reimbursement, so don't use medical insurance cards after work-related injuries. Of course, even if we use the medical insurance card, it will not affect our normal identification of work-related injuries and compensation for work-related injuries and disabilities, because these expenses are compensation other than medical expenses. What we can't reimburse is only the medical expenses and treatment expenses treated in the hospital.

Medical insurance has nothing to do with work-related injuries, and the medical insurance fund does not pay for work-related injuries. Concealing the facts of work-related injuries and using medical insurance to reimburse work-related injury treatment expenses are illegal and criminal acts of defrauding medical insurance funds.

I hope the above content can help you. If in doubt, please consult a professional lawyer.

Legal basis:

Article 14 of the Regulations on Industrial Injury Insurance

Workers in any of the following circumstances shall be recognized as work-related injuries:

(1) Being injured by an accident during working hours and in the workplace;

(two) before and after working hours, in the workplace, engaged in preparatory or finishing work related to the work and was injured by an accident;

(three) during working hours and workplaces, due to the performance of duties by violence and other accidental injuries;

(4) Suffering from occupational diseases;

(five) during the business trip, injured or missing due to work reasons;

(six) on the way to work, I was injured by a traffic accident or an urban rail transit, passenger ferry or train accident for which I was not primarily responsible;

(seven) other circumstances that should be recognized as work-related injuries as stipulated by laws and administrative regulations.

Article 44

If an employee is sent to work abroad and should participate in local industrial injury insurance according to the laws of the country or region where he goes, his domestic industrial injury insurance relationship will be terminated; Can not participate in local industrial injury insurance, its domestic industrial injury insurance relationship is not suspended.