What does social security divided by 139 mean?

We can often see a number divided by 139 in the calculation method of old-age insurance, so what does this so-called 139 mean? What does it mean to ourselves? We divide the balance in the personal pension insurance account by this 139, then the calculated result is our personal account pension, which only accounts for about 1/3 of our total pension, and the remaining 2/3 is determined by the personal basic pension.

Therefore, the proportion of personal account pension is relatively small, so the calculation method of personal account pension is to divide the balance of personal account pension by the so-called calculation months to calculate personal account pension, so this 139 month is our calculation months. In fact, everyone's planned months are different, because the planned months corresponding to different retirement ages are completely different.

/kloc-the counting month of 0/39 months corresponds to the retirement age of 60, that is to say, if you are a 60-year-old retiree, then your stimulating month is 139 months. Generally speaking, the legal retirement age for men is 60 years old, so men will divide it by 139 months when calculating personal account pension. Of course, there is also a group that participates in the endowment insurance for urban and rural residents. Both men and women have to reach the retirement age of 60 to retire, so they will also be sentenced to 139 months!

But the retirement age of women is not the retirement age of 60-year-old women, and it is often 55 or 50 years old. So, what is the corresponding number of months between 55 and 50? In fact, when you are 55 years old, the corresponding accounting months are 170 months, so when you are 50 years old, the corresponding accounting months are 195 months. Through the accounting factors corresponding to different ages, we can clearly see that the older the retirement age, the smaller the corresponding accounting months, so in the process of calculating the pension, I can finally get my personal account and pension.

Then some special people can retire early. As women, they can even retire early at the age of 45. Of course, the younger the age of early retirement, the greater the corresponding number of months. Then in the process of calculating our pension, especially the treatment of personal account pension, there will be less. Therefore, the earlier the retirement age, the less pension you get. This is a function to calculate the month. In fact, it is.

Then the retirement age of each of us is actually stipulated by law, and no one can easily change his retirement age, so it is fair and reasonable for everyone to say how many months his retirement age corresponds to.

Thank you for reading. I talk about retirement knowledge every day. I am concerned about social security and retirement. Friends who like my articles can add my attention. Thank you.