Can I get maternity allowance by paying social security myself?

You can't get maternity allowance if you pay social security yourself, because you can't pay maternity insurance or unemployment insurance if you pay social security yourself. If you want to receive maternity allowance by paying social security yourself, you must find a payment company, which means that maternity insurance must be paid by the company to take effect. Individuals who pay social security can receive maternity allowance.

1, but the salary paid by the company during maternity leave and the maternity allowance paid by the social security bureau cannot be enjoyed at the same time; 2. If the company pays social security, the company does not need to pay employees during maternity leave, but the company will apply for maternity allowance from the maternity insurance fund with the maternity certificate of the female employee, and the maternity allowance will be used as the salary of the female employee during maternity leave. However, if the maternity insurance premium paid by enterprises for employees is lower than the average wage income of female employees in the previous year, it will lead to the maternity allowance received by female employees being lower than their wages during normal attendance, and enterprises need to make up the difference; 3. If the unit fails to pay social security, the company will pay wages according to normal attendance during maternity leave.

Legal basis:

People's Republic of China (PRC) social insurance law

Fifty-third employees should participate in maternity insurance, the employer should pay maternity insurance premiums in accordance with state regulations, and employees do not pay maternity insurance premiums.

Fifty-fourth employers have paid maternity insurance premiums, and their employees enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund. Maternity insurance benefits include maternity medical expenses and maternity allowance.

Derivative problem:

Can I get unemployment benefits if I pay social security myself? You can get unemployment benefits by paying social security yourself.

Unemployment insurance money is the basic living expenses paid by unemployment insurance agencies to eligible unemployed people according to law, and it is a temporary compensation for unemployed people to lose their wage income during unemployment. The purpose of unemployment insurance is to protect the basic needs of the unemployed. Unemployment insurance is paid from the unemployment insurance fund according to law. The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax (fee) to form a social insurance fund. Under certain conditions, the insured can get fixed income or loss compensation from the fund. It is a redistribution system, and its goal is to ensure the reproduction of material and labor and social stability. Before unemployment, if the accumulated payment time of the employer and the unemployed person is less than 5 years 1 year, the longest period for receiving unemployment insurance benefits is 12 months; If the accumulated payment time is less than 10 years, the longest period of receiving unemployment insurance benefits is 18 months; If the accumulated payment time exceeds 10 years, the longest period for receiving unemployment insurance benefits is 24 months. If you are unemployed again after re-employment, the payment time will be recalculated, and the time limit for receiving unemployment insurance benefits can be combined with the time limit for receiving unemployment insurance benefits from the previous unemployment, but the maximum time limit shall not exceed 24 months.