How many years can medical insurance be used for life?

How many years can medical insurance be used for life after payment? Details are as follows:

1, medical insurance has to be paid 15 years to enjoy it for life;

2. According to the requirements of China's current medical insurance, the insured is 60 years old for men and 55 years old for women, and the payment period is not less than 25 years for men and 20 years for women;

3. The actual payment period of the basic medical insurance premium must not be less than 15 years, and you can enjoy the medical insurance benefits after retirement. If the minimum age requirement is not met before retirement, the medical expenses of the actual payment period can be supplemented at one time.

According to China's relevant laws and regulations, the insured is 60 years old for men and 55 years old for women, and the payment period for men is not less than 25 years and for women is not less than 20 years. Among them, the actual payment of basic medical insurance premium must be no less than 15 years, and you can enjoy medical insurance benefits after retirement.

Payment methods of medical insurance usually include:

1, individual payment: medical insurance is a kind of social insurance, which is usually paid by individuals and units. Medical insurance expenses will be automatically deducted from the individual's on-the-job salary, and can also be paid on the social security website or social security window;

2. Unit payment: some units will pay medical insurance premiums for employees, and employees do not need to deduct medical insurance premiums from their wages. The unit pays medical insurance premiums for all employees at one time;

3. Government subsidies: Under some special circumstances, the government will subsidize the medical insurance expenses of some specific groups, such as low-income households and poor people who set up files and set up cards.

To sum up, different regions and types of medical insurance policies and regulations may be different, and the specific payment methods shall be subject to local policies and regulations. When paying fees, individuals and units should pay medical insurance premiums in full and on time to ensure that they and their families can get timely help when they need medical security.

Legal basis:

Article 28 of People's Republic of China (PRC) Social Insurance Law

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.