Can accident medical insurance be reimbursed?

Accident medical insurance can be reimbursed.

Accident medical insurance reimbursement process is generally as follows:

1. After the treatment, the injured or sick person can submit a medical insurance card or other relevant documents to the local medical insurance department or insurance company for reimbursement with medical expense bills and documents;

2. In the local medical insurance department or insurance company, submit bills and documents of medical expenses, including bills and documents of hospitalization expenses, operation expenses, medicine expenses, rehabilitation expenses and other related expenses. Other relevant documents and application forms that need to be submitted at the same time;

3. The medical insurance department or insurance company will review the submitted expenses, and after the review is passed, the reimbursement will be credited to the applicant's bank account or paid in other ways.

Accident medical insurance reimbursement needs to meet the following conditions:

1. Hold valid medical insurance. Only if you have valid medical insurance (such as social security, commercial medical insurance, etc.). ) can enjoy medical insurance reimbursement;

2. The disease or injury is caused by an accident. Only when an accident causes illness or injury can you enjoy the reimbursement of accidental medical insurance;

3. Choose a regular medical institution when seeking medical treatment. Regular medical institutions should be selected when seeking medical treatment, and the relevant medical bills and documents issued in medical institutions should also comply with the regulations of medical insurance departments or insurance companies;

4. Submit relevant certificates and application forms. When applying for medical insurance reimbursement, you need to submit relevant certificates and application forms, such as medical insurance cards, outpatient invoices, hospitalization invoices, medical expenses details, etc.

To sum up, the specific medical insurance reimbursement conditions may be different for different medical insurance departments or insurance companies. If you need to know the specific situation, it is recommended to consult the local medical insurance department or insurance company. At the same time, after an accident, you should seek medical treatment in time and properly keep all bills and documents related to treatment so that you can apply for medical insurance reimbursement in the future.

Legal basis:

Article 4 of People's Republic of China (PRC) Social Insurance Law

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Article 58

The employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration.

The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.