Social security pension calculation formula 2022

The calculation formula of retirement salary in social security: retirement salary is pension = basic pension+personal account pension. Among them, the basic pension is (the average monthly salary of local employees in the previous year when employees retire+the average monthly salary indexed by themselves) ÷2× payment period ×1%; Personal account pension is the accumulated amount of personal account.

The calculation method of basic pension at retirement is as follows:

Basic pension = basic pension, personal account pension and transitional pension.

1, basic pension = (the average monthly salary of employees in the autonomous region in the previous year when the insured retires, and the average monthly payment salary is indexed) ÷2× payment period (including deemed payment period )×1%;

2, personal account pension-my personal account storage amount ÷ months;

3. Transitional pension = all indexed monthly average payment salary × my previous payment years1997 65438+February 3 1 × 1%.

Second, how to calculate the basic pension?

After the implementation of a unified basic old-age insurance system, the basic pension for people who have paid for their work after retirement for 15 years (including deemed payment years, the same below) consists of basic pension and personal account pension, which are calculated and paid according to the following monthly standards: basic pension = basic pension personal account pension.

The basic pension is based on the average monthly salary of employees in this city in the previous year and the average monthly salary of employees when they retire. According to the payment period, the payment will be made to one percent every full year. The calculation formula is: basic pension = (the average monthly salary of employees in this city in the previous year, the average monthly payment salary of myself) ÷2× the payment period of myself until retirement × 1%.

1, my indexed monthly average payment salary = average monthly salary of employees in this city in the last year before retirement × average wage index.

Average wage index = (a 1/a 1a2/a2 ... one/one)

A 1, a2, ..., an is the average monthly salary 1, 2, ..., n years before my retirement (the average monthly salary of n years before retirement 1 is subject to the average monthly payment salary of one year before retirement 1 year);