What about social security after overseas settlement?

Social security benefits after overseas settlement are as follows:

1, insufficient domestic payment 15 years. According to the relevant domestic laws and regulations, the insured person leaves the country to settle down before retirement, the amount stored in the personal account is returned to the insured person, and the pension insurance relationship is terminated. However, it is also possible not to surrender. If the payment in China is less than 15 years, it is recommended not to surrender, because once you surrender, the payment period will be accumulated again. If you want to return to China to start a business or provide for the aged after going abroad for a period of time, you should not surrender your insurance easily unless there are special circumstances;

2. Domestic payment has reached 15 years. According to the current policy, after the social security payment reaches 15 years, you can apply for retirement and receive a pension. At present, China's endowment insurance policy does not restrict nationality. At retirement age, even if you have the nationality of other countries, you can still apply for retirement and receive a pension in China. After retirement, the social security agency can send its monthly pension to the insured, and the annual pension qualification certification can also be sent back to China after being certified by the local China Embassy. Retirees can also entrust others to receive them abroad, and can regularly provide residence confirmation forms to the social insurance agencies where the pension insurance relationship is located.

Legal basis:

Article 10 of People's Republic of China (PRC) Social Insurance Law

Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.

The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.

Article 11

The basic old-age insurance combines social pooling with individual accounts.

The basic old-age insurance fund consists of employers, individual contributions and government subsidies.

Article 12

The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.