Laid-off workers have reached retirement age, but what if they can't pay social security?

Some people may have no other income after losing their jobs, so social security has become a very big burden, and they can't afford it. There are several ways to help you.

1. See if you want to get a normal pension after retirement. According to the relevant laws and regulations of our country, the social security payment meets 15, and the pension can be received normally after retirement. If you are short of money or temporarily unemployed, you can apply to the relevant departments for holdover, and you can go through this holdover procedure, so that you can get the corresponding economic income after you get employed. Paying back will not affect the normal use of social security, which means you can not pay it temporarily. After going through the extension formalities, pay it when you have money. The specific delay time, you should consult the local social security department, which will not affect your pension after retirement.

2. If you don't want to pay social security, or feel that you can live a normal life by saving after retirement, and you don't need social security to maintain your life, then you don't have to pay. When you reach retirement age, you can withdraw the interest of the social security fees you paid before, but you can't enjoy the service of retirement pension because you haven't paid enough in 15 years, or you gave up halfway.

Social security, according to the relevant provisions of the state, enterprises pay 50% and individuals pay 50%. Basically all enterprises are like this. After unemployment, the 50% of enterprises will naturally be borne by individuals, but generally older enterprises have retirement benefits or dismiss employees. Welfare enterprises will give employees corresponding welfare subsidies or meals, or the original shares of enterprises, or pay social security fees in one lump sum, or local policies may be different, but the general principle is the same. You can defer payment or not, but you can't get a pension without paying.