Why is social security a pit? Is it effective for employees to voluntarily refuse to pay social security signing?

Why is social security a pit? Is it effective for employees to voluntarily refus

Why is social security a pit? Is it effective for employees to voluntarily refuse to pay social security signing?

Why is social security a pit? Is it effective for employees to voluntarily refuse to pay social security signing?

Why is social security a pit?

At present, many companies will indicate in the welfare column that they will pay social security for their employees, but some users do not think that paying social security is welfare when they join the company, but that social security is a pit, so they are unwilling to pay social security.

So why do some users think that social security is a pit?

According to my comprehensive comments on social security from various users, it is concluded that some users think that social security is a pit mainly for the following reasons:

1. The old-age insurance in our social security needs to be paid for at least 15 years before we can receive the pension. When we pay the pension, only the part paid by ourselves goes into our own pension account, and the part paid by enterprises goes into the social pooling account.

As for the social overall planning, when we receive the pension in the future, it will be our basic pension. The basic pension is collected every month from retirement to death. If we don't live long enough, it's not worthwhile.

2. We pay social security because individuals and units each bear certain expenses according to regulations, so some users may not have high income. Deducting several hundred yuan of social security fees every month may make their lives more difficult and they are unwilling to deduct this part of the expenses from their wages.

3. When medical insurance is reimbursed in social security, not all medicines can be reimbursed at any time, which has certain limitations, so some users feel that it is not very cost-effective.

4. The conditions for receiving unemployment insurance benefits in social security are strict, so many users may not receive unemployment insurance benefits all their lives, but they pay unemployment insurance benefits themselves, so they think it is not cost-effective.

Is it valid for employees to voluntarily refuse to pay the social security signing deposit?

Many users think that it is not cost-effective to pay social security, and they will apply to their own work units not to pay social security for themselves, but in fact, many units generally do not agree with users' requirements.

Because once the user has something related to social security in the later period, if the user fails to pay social security, the employer needs to bear the responsibility according to the regulations.

Although many employers will refuse users to stop paying social security as required in order not to cause trouble for themselves, some users are so determined not to pay social security that they want to sign a letter of guarantee with employers. Is this guarantee really useful?

The actual case proves that employees' voluntary non-payment of social security signing insurance actually has little effect. If users have problems such as work-related injuries and medical reimbursement during employment, even if employees voluntarily do not pay social security, according to regulations, employers need to bear corresponding responsibilities.