What is the use of children's medical insurance?

The role of children's medical insurance is:

1. Children's medical insurance card can be used for future medical reimbursement, which can provide a guarantee for children and save family expenses.

2. Children's medical insurance card reimbursement of medical expenses includes medical insurance supplies, hospitalization and other medical-related items. As long as it is within the scope of medical insurance reimbursement, you can enjoy a certain proportion of reimbursement.

If there is a balance in the medical insurance card, you can buy medicine in pharmacies and hospitals, or you can use it to pay for treatment.

What are the skills of using medical insurance?

1, binding parents' medical insurance card

In many cities, children's medical insurance can be tied to their parents' so that the money in their parents' medical insurance cards can be used by their children. For example, parents can use the balance in the medical insurance card to buy medicines and pay medical expenses for their children.

If there is no binding, parents will directly use the money in their medical insurance cards to buy for their children, which may have a negative impact on themselves.

2. Do a good job in medical treatment in different places in advance.

In some cases, parents may take their children to other cities for long-term life or medical treatment. If you give your child medical insurance in different places in advance, you can also enjoy medical insurance benefits in other cities.

Generally speaking, after handling children's medical insurance, outpatient, hospitalization, surgery and other medical expenses can be reimbursed, and the cost of children's medical insurance is not high. In some areas, they can also get state subsidies.

Legal basis:

Social insurance law

Article 28

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.

Article 29

The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units. The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.