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How much risk does social security have?

Social security includes five kinds of insurance, namely, endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. Social security, namely social insurance, is an important part of the social security system. This is the state's social protection for workers. Among them, pension insurance, medical insurance and unemployment insurance are borne by individuals and units, while work injury insurance and maternity insurance are borne by units. Personal participation in social security is limited to two guarantees: endowment insurance and medical insurance. Social security paid by ordinary individuals includes basic old-age insurance, basic medical insurance, unemployment insurance, industrial injury insurance and maternity insurance, which are collectively referred to as five insurances and are national statutory insurance. If you apply for social security payment as a freelancer, you can choose two or three items, such as endowment insurance and medical care. If a woman suggests, you should choose maternity insurance. If the company pays collectively, then all five risks must be paid.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Fifth people's governments at or above the county level shall incorporate social insurance into the national economic and social development plan. The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance. The state supports social insurance through preferential tax policies.