Foshan medical insurance contribution regulations years is how many years

2017 Foshan social security new provisions I learned in the Social Security Bureau:

A, 2017 Foshan social security new provisions

1. basic wage workers in accordance with the qualification of workers

10 years of service 2000 yuan, 15 years of service 2300 yuan, 20 years of service 2500 yuan, 25 years of service 2800 yuan, 30 years of service 3,000 yuan for 40 years of service, 3,500 yuan for 40 years of service (with the growth of the national economy)

2. seniority pay (including length of service)

30 yuan per year, with the growth of the length of service. The implementation of seniority pay which is not only the care of the old workers, more importantly, to encourage lifelong from is a worker, conducive to the construction of the workforce and the stability of the workforce.

3. Work wages

Subsidies in accordance with the actual principle of pay for work; mainly to encourage workers to work more, especially young workers are energetic, they work more and more production, and get their due pay, not only psychological comfort, but also encourage them.

4, performance pay

monthly and yearly bonuses (instead of title wages). This part of the bonus, can only account for about 10% of the salary. People recommend competing for real performance, annual yearly bonuses, not for life.

5, special merit allowances

All workers recognized as particularly outstanding workers, no quota, the county and city departments above the high standard of assessment and recognition, like the State Council to receive allowances to receive allowances of the county/municipal people's government, not life-long system.

6. Workers' pensions

According to the length of service, 100 yuan for each year of work. The pension for 10 years of service is 1,000 yuan. The pension for 20 years of service is 2,000 yuan, for 30 years of service is 3,000 yuan, and for 40 years of service is 4,000 yuan. There is no distinction between senior workers, intermediate workers, or ordinary workers. All pensions are equal. Civil servants should also be given equal pensions regardless of their position. They should receive the same pensions as workers. The implementation will be completed within three years.

7, pension insurance

Generally have to pay the full 15 years to the time of retirement in order to enjoy the pension for life, so want to take the pension people please be sure to start paying 15 years before their retirement. If the retirement age to pay pension insurance less than 15 years, then when you retire the state will be your personal account on the deposit of 8% of the pension all back to you. Where does the 21% that the organization pays for you go? The state has transferred all the 21% paid by the organization to the national pension fund.

8, medical insurance

Units pay you 9% per month, your personal monthly payment is about 2% plus 10 yuan of the general medical co-ordination, general medical co-ordination only hospitalization, and that 11% of the state will be to your medical account every month to play your own 2%. This is the amount of money that the state will give you each month, which can be accumulated and used to buy medicines or visit outpatient clinics, while the remaining 9% will be taken by the state and counted as part of the medical fund.

9, housing provident fund

If you pay 300 dollars a month for the provident fund, then the company also hit 300 dollars a month to your account, you buy a house when this is 600 dollars. If you pay 50,000 in your lifetime, then your account is 100,000, this good thing we must not refuse ah.

Two, Foshan pension insurance conditions

Enterprise workers, individual pension insurance

1, meet one of the following age conditions:

(1) normal retirement: 60 years of age, female cadres 55 years of age, female workers 50 years of age

(2) special types of work retirement: male 55 years of age, female 45 years of age

(3)Retirement for total loss of working capacity due to illness or non-work-related disability: men at the age of 50 and women at the age of 45

(4)Policy-based early retirement: employees of bankrupt state-owned enterprises in pilot cities with optimized capital structure, nationally-owned employees of closed and bankrupt mines with resource depletion, and military cadres working in enterprises in difficulty can retire five years earlier.

2, the conditions of years of contributions: June 30, 1998 (including the date) to participate in pension insurance, June 30, 2013 (including the date) to reach the state retirement age of the insured cumulative contribution period of 10 years, the rest of the cumulative contribution period must be 15 years.

Foshan Pension Insurance New Rural Pension Insurance

Elderly people who have reached the age of 60 and do not enjoy the basic pension insurance treatment of enterprise employees with household registration of the district, and meet one of the following conditions, can enjoy the new rural pension insurance treatment on a monthly basis:

1. At the time of the implementation of this system, the person who has reached the age of 60 and does not need to pay contributions, but his or her children who are eligible to participate in the system must be enrolled in it and pay contributions

2. At the time of the implementation of this system, those who have reached the age of 45 and have made continuous contributions on a regular basis up to the age of 60, with a cumulative contribution period of not more than 15 years

3. At the time of the implementation of this system, those who have not reached the age of 45, with a cumulative contribution period of not less than 15 years.

Three, Foshan 2017 new provident fund policy

Foshan City Housing Provident Fund Management Center was informed that the "Foshan City Housing Provident Fund Housing Mortgage Measures" to complete the revision, will be formally implemented on January 20, 2017 . The new "Measures" have two adjustments: the payment of housing provident fund for one year before you can apply for a provident fund loan; loan period of nine consecutive months or a total of twenty-four months do not pay housing provident fund on time and in full, the interest rate of the loan is adjusted to the same period of the interest rate of commercial loans.

The new "Measures" revised, canceled the "continuous on-time full payment of housing provident fund 6 months (including) more than 1 year (excluding) the following, the loan amount of the individual maximum of 15 million yuan," the provisions. In other words, people can apply for a housing fund loan only if they have contributed to the housing fund continuously for at least one year. Accumulated in accordance with the full payment of housing fund full 1 year (including) more than 2 years (excluding) the following, the loan amount of individual maximum does not exceed 300,000 yuan; Accumulated in accordance with the full payment of housing fund full 2 years (including) more than, the loan amount of individual maximum does not exceed 400,000 yuan.

The new policy also emphasizes that during the loan period the borrower must continue to contribute to the housing provident fund in accordance with the provisions of the housing provident fund system. If the loan period of nine consecutive months or a total of twenty-four months do not pay housing provident fund on time and in full, the loan interest rate is adjusted to the same period of commercial loan interest rates. According to the latest regulations of the People's Bank of China, the benchmark interest rate for housing provident fund loans for less than five years (including five years) is 2.75%, and more than five years is 3.25%; while the benchmark interest rate for housing commercial loans for less than five years (including five years) is 4.75%, and more than five years is 4.9%.

Nanzhuang a secondary school teacher Su Min (a pseudonym) in September 2016 just joined the job, originally planned for March 2017 after six months of provident fund, and the boyfriend to use two people's provident fund loan to buy a house. As a new demand home buyers, heard the news of the new housing fund, she was very surprised: "If this policy is implemented, we will have a great impact. 2016, looking at the prices of housing has been rising did not buy, on the one hand, because of the hand of the deposit is not much, on the other hand, is to wait for my provident fund is full of half a year." After the implementation of the new policy, she and her boyfriend must readjust their home ownership plan.

Cao Shaolin, director of the market research department of Hopefluent Foshan Branch, said that overall, the impact of the new CPF policy is not great. "On the one hand, there are data showing that the proportion of homes purchased with CPF is now 20% to 30%, which is not particularly high; on the other hand, the total price of the house is now higher, and the maximum loan of 800,000 yuan for a husband and wife can not fully cover the total amount of the mortgage, and if the combination of loans can not enjoy the discounts of the commercial loan, so many people will choose commercial loans. " He also added, this policy adjustment to Foshan local fresh demand for home ownership has a greater impact, this group of people inside a number of people relatively dependent on the provident fund.

In fact, before March 2015, Foshan's policy was to pay enough CPF for one year before applying for a loan, and now it's just reverting back to the original policy.

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