Can you take money out of your social security passbook?

Many people are full of doubts about the role of the social security card, although they know that the social security card is very important, but still do not know exactly what can be used for. The social security card, he actually exists in two accounts and one account, belongs to the financial account and the other account, belongs to the account of the medical insurance, these two accounts are used in different ways. Whether or not you can withdraw the money from your card depends on the account and the region. Here are four parts to clear up these doubts thoroughly.

First, the money inside the social security card is divided into two parts The social security card is basically a handful. But in daily life, few people use this social security card, especially for some office workers, so we always think of the money inside out directly withdraw cash to use. But can you withdraw money from your social security card? In fact, the social security card contains two different accounts.

One account belongs to the medical insurance of the money can only be used in the hospital or pharmacy, only special circumstances can be taken out to use, while the other account belongs to the bank account. The other account is a bank account, which allows the money to be withdrawn at will. Depending on the account, we can use the social security card differently, and we can decide how to use it according to our own needs.

Second, the money in the health insurance account can be used in this way for most young people, rarely use the health insurance account. On the one hand, it is too much trouble, on the other hand, it is simply do not know how to use the social security card's health insurance account should be used? There are generally six ways to use a health insurance account:

The first is that the money inside the personal account will generate a certain amount of interest. The second is that an individual can take it to buy medicine, go to an outpatient clinic, as well as hospitalization which are all subject to fixed reimbursement. The third is that the medical insurance account is inheritable, and the balance of the account will be paid to the heirs in a lump sum. Fourth, the contribution to the medical insurance can be made from the medical insurance account. Fifth, it can be used for family **** relief. The sixth, after retirement, the state will allocate a certain percentage of money on the account. The medical insurance account is extremely useful, but sometimes the scope of use of the medical insurance account is limited according to different regions and different policies.

Third, the health insurance account of the money special use of the money under normal circumstances, the balance of the individual health insurance can not be taken out through the bank, then, if you want to take out the money can be through the following three ways, the first is to be reimbursed through the purchase of drugs or hospitalization, which is equivalent to the same as the money spent. The second one, you can take it out directly by applying for a medical insurance passbook, but this method is not popularized. The third, you can use the remaining balance of the medical insurance to buy some commercial insurance, but at present it is only on a pilot basis. For the special use of the medical insurance account, we still need to operate in accordance with the local policy depending on the region.

Fourth, the money inside the bank account can be used in this way most people do not know that the social security card actually has a financial account. His financial account is equivalent to a bank account, we can directly normal use. You can use the process to get cash to swipe the card online payment or even financial management is possible, for the bank account inside the money, we can make reasonable and appropriate use.

Social security card in the inside of the money in the end should be how to use, we understand the use of these methods. Be sure to consider the actual situation in conjunction with local policies. Each province has its own different policies and regulations, to be under this regulation, the correct use of their social security card.

Legal basis:

Article 58 of the Social Insurance Law of the People's Republic of China*** and the State of China stipulates that employers shall apply for social insurance registration with the social insurance agency for their employees within thirty days from the date of employment. If it fails to register for social insurance, the social insurance agency shall approve the social insurance premiums it shall pay. Individual entrepreneurs without employees who voluntarily participate in social insurance, part-time workers who do not participate in social insurance with their employers, and other flexibly employed persons shall apply for social insurance registration with the social insurance administration organization. The State establishes a nationally unified individual social security number. Individual social security numbers are citizens' identity numbers.