How many grades should social security pay?

First, which level of social security is the most cost-effective?

Which grade of social security payment is the most cost-effective, depends on the actual situation. On the whole, it is more reasonable to choose the payment grade according to the individual's economic ability.

Judging from the speed of returning to the capital, it is the most cost-effective to pay the lowest level of social security, and the time to return to the capital is the fastest. However, the pension received is the least. If the salary of the insured is relatively low, it is more appropriate to choose the lowest grade.

Judging from the amount of pension received, paying high-level social security is the most cost-effective. The higher the grade, the more pensions you receive. If the insured has a good economy, try to choose high-grade payment.

2. Can the social security payment grade be changed?

The social security payment grade can be changed, and it can be changed in April and May every year.

If the insured with a work unit wants to change the grade of social security, the social security Commissioner of the unit shall go through the change formalities at the local social security center with the materials for changing the base of payment salary. If an individual pays social security, he can go through the formalities of change in person with his ID card and social security card.

It should be noted that the social security payment grade can only be changed once a year. The Social Security Association announces the payment base in April and May each year. If the payment grade has not been changed during this period, the change formalities can only be handled in the next payment year.

3. What are the grades of social security contributions?

At present, the social security payment has the lowest grade of 60%, the middle grade of 80%, 100%, 150%, 200%, and the highest grade of 300%.

As long as people who participate in social security pay social security fees according to the payment base and payment grade.

Generally speaking, the social security payment base of employees is based on their salary income in the previous year. If the individual wage income of employees is higher than 300% of the local average wage of employees in the previous year, the social security payment base is 300% of the local average wage of employees in the previous year. If the individual wage income of employees is lower than 60% of the local average wage of employees in the previous year, the social security payment base is 60% of the local average wage of employees in the previous year.