Does paying old-age insurance after retirement have an impact on pensions?

Re-employment after retirement and payment of old-age insurance have no effect on old-age pension.

After receiving unemployment benefits, there is no impact on pensions. The calculation of pension mainly depends on the payment base, payment period and length of service of pension insurance. Unemployment benefit is a temporary economic compensation based on unemployment insurance, which has nothing to do with pension. Even if you receive unemployment benefits during unemployment, as long as the payment of old-age insurance continues and the payment base and fixed number of years remain unchanged, the calculation of pension will not be affected. Therefore, returning to work after retirement to pay pension insurance will not affect the calculated pension.

Provisions on paying social insurance for retired employees:

1. Old-age insurance: Retirees and re-employed people generally do not pay old-age insurance because they have started to receive old-age pensions;

2. Medical insurance: Retired and re-employed people may need to continue to pay medical insurance, and the specific provisions vary from region to region;

3. Unemployment insurance: Retired and re-employed people usually do not need to pay unemployment insurance;

4. Work-related injury insurance: if there are certain risks in the work of retired and re-employed personnel, they may need to continue to pay work-related injury insurance;

5. Maternity insurance: generally retired and re-employed people do not need to pay maternity insurance.

To sum up, returning to work after retirement and paying endowment insurance will not affect the calculated pension.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 15

The basic pension consists of overall pension and individual account pension. The basic pension is determined according to factors such as individual cumulative payment years, payment wages, average salary of local employees, personal account amount, average life expectancy of urban population, etc.