How to check whether the medical insurance has been cut off

You can check online by visiting the official website of the health insurance bureau in your area or using the relevant health insurance app.

During the inquiry process, you need to provide your ID number, health insurance card number and other necessary information to verify your identity. Secondly, you can also choose offline inquiry, go directly to the local health insurance service window or social security center, bring your personal identification documents and health insurance card for inquiry. During the inquiry process, the staff will help you verify your health insurance payment record and inform you whether there is any break in payment.

I. Online Inquiry

1. Visit the official website of the health insurance bureau or download the health insurance APP, register and log in your personal account.

2. Find "Health Insurance Payment Inquiry" or similar function options on the website or APP.

3. Enter your ID card number, health insurance card number and other necessary information to verify your identity.

4. Inquire about the payment record, including the time and amount of payment, as well as whether the payment has been made consecutively.

Second, offline inquiry

1. Go to the local health insurance service window or social security center, and prepare personal identification documents and health insurance card.

2. Make a request to the staff to inquire about health insurance payment records.

3. Provide identification documents and health insurance card for identity verification.

4. The staff member will check and inform you of your health insurance payment record, including whether there is any break in payment.

When inquiring whether there is a break in payment, please make sure that the information provided is accurate so that you can smoothly inquire about your health insurance payment record. At the same time, if you find that there is a break in payment, you should contact the health insurance service department in a timely manner to understand the specific process and requirements for making up the payment, so as to ensure that your rights and interests in health insurance will not be affected.

In summary:

Checking whether your health insurance has been cut off can be done both online and offline. Online inquiries can be made through the official website of the Health Insurance Bureau or the Health Insurance APP, which requires the provision of personal identification information for verification; offline inquiries require you to go to the local health insurance service window or social security center and bring your personal identification documents and health insurance card to make inquiries. During the inquiry process, if you find that there is a break in payment, you should contact the relevant departments in a timely manner to make up for the payment to ensure that the rights and interests of the medical insurance will not be affected.

Legal basis:

The People's Republic of China*** and the State Social Insurance Law

Article 23 stipulates:

Employees shall participate in the basic medical insurance for employees, and shall pay the basic medical insurance premiums by the employing unit and the employees in accordance with the state regulations*** together.

Individual industrial and commercial households without employees, part-time workers who do not participate in the basic medical insurance for employees at their employing units, and other flexibly employed persons may participate in the basic medical insurance for employees, with individuals paying the basic medical insurance premiums in accordance with state regulations.

Article 63 stipulates:

If an employer fails to pay the social insurance premiums in full and on time, the social insurance premium collection agency shall order the employer to pay the premiums by a certain period of time or to make up the full amount.

If the employer fails to pay the social insurance premiums in full or on time, the social insurance premium collection agency may inquire into the deposit accounts of banks and other financial institutions; it may also apply to the relevant administrative departments at or above the county level to make a decision on the allocation of social insurance premiums, and notify in writing the bank or other financial institution where the account is opened to allocate the social insurance premiums. If the balance of the account of the employer is less than the social insurance premiums that should be paid, the social insurance premium collection agency may require the employer to provide a guarantee and sign an agreement on deferring the payment of premiums.