Can the money in the medical insurance card be withdrawn after leaving the company?

After resigning, the money in the medical insurance card cannot be taken out, and the money in the medical insurance card can be used for the consumption of medical insurance drugs. In the following three cases, the money in the medical insurance card can be extracted and used:

1. Termination of the use of the medical insurance card: if the insured person dies, the relatives can go through the surrender formalities with the death certificate;

2. Transfer of the insured: handle the surrender formalities with the certificate issued by the public security department;

3. Transfer in different places: After local insurance, the balance of medical insurance account can be transferred to a new account.

First, the social medical insurance card, referred to as medical insurance card or medical insurance card, is a special card for personal account of medical insurance. With the personal identity card as the identification code, the detailed information such as personal identity card number, name, gender, account capital expenditure and consumption are stored and recorded. The medical insurance card is undertaken by the local designated agent bank, which is a multi-functional debit card of the bank. After the insured unit pays the fee, the local medical insurance department will entrust the bank to transfer the personal account payment to the personal medical insurance card of the insured employee at the end of the month.

Second, how long does the employee's medical insurance leave without protection?

The medical insurance card can be used after leaving the company, and there is no time limit.

As long as there is money in the medical insurance card, it can be used in clinics and pharmacies to buy medicine, and there is no time limit; Social security is interrupted, and the insured person will stop enjoying medical insurance benefits from the month after the interruption of payment.

If the arrears are within 3 months, the medical insurance benefits during the arrears period shall be paid according to the regulations.

If the arrears exceed 3 months, the medical expenses during the arrears period will not be paid, and the actual payment period of the original medical insurance will continue to be calculated. The medical expenses shall be paid according to the regulations from the first13rd month of the re-payment month. If the payment has not been paid for more than 3 months, the actual payment period of the original medical insurance will no longer be calculated.

Legal basis:

Article 2 of People's Republic of China (PRC) Social Insurance Law

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to get material help from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

Article 4 of People's Republic of China (PRC) Social Insurance Law

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.