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Payment standard and collection standard of endowment insurance for urban and rural residents in Hubei Province
First, Hubei urban and rural residents pension insurance payment standard
The payment standard of urban and rural endowment insurance in Hubei is mainly divided into two parts: individual payment and government subsidy. In the part of individual payment, different payment grades are set according to the household registration and income level of the insured. Generally speaking, urban and rural residents can choose the payment grades ranging from several hundred yuan to several thousand yuan per year, and choose voluntarily according to their personal economic ability. At the same time, the government will also give certain payment subsidies to encourage more urban and rural residents to participate in old-age insurance.
Two, Hubei urban and rural residents pension insurance standards
The collection standard of urban and rural endowment insurance in Hubei is mainly related to the payment period, payment amount and age at the time of collection. Generally speaking, when the insured reaches the legal retirement age (currently 60 years old) and has paid the accumulated contributions for 15 years, he can receive the basic pension on a monthly basis. The amount of basic pension is calculated according to the individual's payment period, payment amount and local average wage level. In addition, the insured with long payment period and high payment amount can also enjoy certain additional treatment.
It should be noted that the collection standard of urban and rural endowment insurance in Hubei will be adjusted according to the policy adjustment and economic development to ensure the fairness and sustainability of the endowment insurance system.
To sum up:
The payment standard and collection standard of urban and rural endowment insurance in Hubei are comprehensively determined according to personal economic situation, payment period, payment amount, policy provisions and other factors. The insured can choose the appropriate payment grade according to their own actual situation, and receive the basic pension on a monthly basis after reaching the statutory retirement age and accumulating payment for a certain number of years. At the same time, policies will be adjusted in a timely manner according to the actual situation to protect the basic old-age rights and interests of urban and rural residents.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 16 stipulates:
Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.
Measures for the implementation of basic old-age insurance for urban and rural residents in Hubei Province
Relevant regulations:
This method specifies in detail the coverage, payment standard, receiving conditions, treatment calculation and adjustment methods of the basic old-age insurance for urban and rural residents in Hubei Province, and provides specific policy basis for the implementation of the old-age insurance for urban and rural residents in Hubei Province.
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