How much does Suzhou flexible social security generally pay?

Suzhou flexible social security payment is as follows:

1. Old-age insurance: The payment base of old-age insurance for flexible employees is divided into multiple grades, and the insured can choose according to their own conditions. The payment ratio is 20%. For example, from June 65438+1 October1to February 3, 2024, the minimum payment base of endowment insurance for flexible employees is 4494 yuan, and the monthly payment is calculated by multiplying the payment base by the payment proportion.

2. Medical insurance: The medical insurance payment base of flexible employees is also unified, which is 4494 yuan. The contribution rate is 8%, including basic medical insurance for employees and social funds for large medical expenses. Large medical expenses are paid by the social welfare fund according to the standard of 5 yuan per person per month.

3. Other types of insurance: It may also include unemployment insurance and industrial injury insurance. The payment ratio and payment base are determined by Suzhou Municipal Labor and Social Security Bureau and Finance Bureau, and announced by social insurance agencies at all levels.

Medical insurance for flexible employees: from June 65438+1 October1in 2024, the monthly payment base of medical insurance for flexible employees in our city is 4494 yuan, and the monthly payment amount is 364.52 yuan, including basic medical insurance for employees and social pooling fund for large medical expenses.

Benefits of flexible social security:

1. Subsidies for special people: Many areas provide subsidies for flexible employees and 4050 people with employment difficulties. Take Guangshui, Hubei as an example, the longest period is no more than 3 years.

2. Women can retire early: According to social security rules, female employees retire at the age of 50, and female flexible employees are 55. Many cities have women who are employees of enterprises before the specified date, and flexible employees can retire early at the age of 50.

3. Housing accumulation fund payable: property buyers must have housing accumulation fund and can enjoy low interest rate concessions when applying for mortgage. Many areas expand the coverage of housing provident fund system for flexible employees and encourage flexible employees to participate in the housing provident fund system.

4. Flexible payment: Flexible employment insurance can be paid up to 9 times according to the grade, and you can choose according to your own needs. Very flexible, the most common are 60%, 100% and 200%.

5. Employees' medical insurance premiums can be reduced: Taking Taizhou, Jiangsu as an example. For those who participate in flexible employment, the employee medical insurance is reduced from 10% to 9%, which reduces the pressure on insured customers to some extent.

6. Endowment insurance can be extended: individual industrial and commercial households and all kinds of flexible employees are affected by the epidemic, and it is not easy to maintain their basic livelihood. Therefore, due to the actual situation, in 2022, those who are under great pressure to participate in the insurance payment for flexible employees can postpone the payment, and some places stipulate that they can make up the payment before the end of 2023.

7. New occupational insurable work-related injury insurance: couriers, take-away delivery agents and network car drivers work outside, and the exposure risk is particularly high. If these types of flexible employees are waiting for flexible employment insurance, Hainan, Yantai and other places stipulate that if accidental injuries occur during working hours, they can give priority to paying work-related injury insurance.

To sum up, the social security contributions of flexible employees in Suzhou include endowment insurance and medical insurance, of which the base of endowment insurance is 4,494 yuan, and 898.8 yuan needs to be paid every month, and the base of medical insurance is 4,250 yuan, and 340 yuan needs to be paid every month. In addition, a large number of medical expenses need to be paid from the social welfare fund according to the standard of 5 yuan per person per month. It should be noted that the specific payment amount may be adjusted according to local policies.

Legal basis:

Measures of Suzhou Municipality for Flexible Employment Personnel to Participate in Social Insurance

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These Measures shall apply to the following flexible employees who apply for employment registration within the administrative area of this Municipality:

(1) Household registration in this province;

(two) non household registration in this province, in this province to pay the pension insurance for enterprise employees for 10 years;

(3) Hong Kong, Macao and Taiwan residents who apply for residence permits of Hong Kong, Macao and Taiwan residents in this province. Individual industrial and commercial households without employees and part-time employees who have not participated in the basic old-age insurance and medical insurance in the employer meet the above conditions, and can participate in social insurance with reference to these measures.

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Flexible employees voluntarily participate in the basic old-age insurance and basic medical insurance for employees at the place of employment registration, and individuals pay the basic old-age insurance and basic medical insurance premiums.