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The latest policy of pension increase in 2023
In the field of endowment insurance, people generally refer to basic endowment insurance as the first pillar, enterprise annuity as the second pillar, and personal savings commercial endowment insurance as the third pillar. No matter what kind of old-age insurance you pay, you can get a pension after a certain number of years. I hope it will help everyone. First, the new policy of pension increase in 2022 At the beginning of the year, Ministry of Human Resources and Social Security issued six centralized adjustment plans for social security treatment standards from 2065438 to 2009, including enterprise retirees' pensions, urban and rural residents' basic pensions and welfare pensions. This adjustment plan starts from February 20 1 year 19, and the adjustment range is about 5%. After the adjustment, the average enterprise retirement pension reached nearly 4,000 yuan/month. 2. How many years should I pay for the old-age insurance? 65,438+0. If you want to receive a monthly pension when you reach the age, you must pay at least 15, because Article 16 of the Social Insurance Law stipulates that individuals who have participated in basic old-age insurance will receive a monthly basic pension if they have accumulated contributions for fifteen years when they reach the statutory retirement age. 2, the maximum number of years, if the male insured person starts to work at the age of 16, and pays the fee until he retires at the age of 60, then he can pay the fee for 44 years. Third, can you have a one-time relationship with pension insurance? You can have sex with endowment insurance at one time. Personal endowment insurance is a kind of personal insurance for urban and rural residents. All urban and rural residents who are 16 years old, healthy and have the ability to work or work normally can apply to the insurance company for insurance. (1) After the over-age workers pay the basic old-age insurance premium, the social insurance bureau of the insured place will issue the basic pension on a monthly basis according to the basic pension calculation method for enterprise retirees who work or participate in the basic old-age insurance after 1996 1, and the basic pension adjustment method for enterprise retirees in our city will be implemented in the future. In line with the city's policy of enjoying pension benefits, pensions will be paid according to regulations. (690 yuan/month or so, 50 yuan at the age of 70, 50 yuan at the age of 75. (II) If the over-age personnel have calculated the continuous length of service (excluding the converted length of service, hereinafter referred to as the continuous length of service, the same below) according to the provisions of the preceding paragraph before the implementation of individual payment in our city, the social insurance bureau of the insured place shall calculate and issue the basic pension according to the length of their continuous length of service. The deemed payment years pension is calculated according to the following formula: deemed payment years pension = 18 yuan/year × continuous service (calculated to the month). (3) If the over-age personnel are insured on 20 12 and pay the basic old-age insurance premium in one lump sum, they will receive the basic pension on a monthly basis from 20 11July/day; After 20 13 and 1, if you apply for insurance and pay the payment, you will receive the basic pension monthly from the month after paying the payment. (4) If an over-aged person dies during the period of receiving the basic pension on a monthly basis, the social insurance bureau of the insured place will stop issuing the basic pension from the month after his death, and pay funeral expenses and one-time relief expenses according to the provisions of the basic old-age insurance for urban enterprise employees in our city. The above is the whole content of this article. We can know that in 2065438+2009, Ministry of Human Resources and Social Security introduced six centralized adjustment schemes for social security treatment standards. This adjustment includes pensions for enterprise retirees, basic pensions for urban and rural residents and welfare pensions. This adjustment plan starts from February 20 1 year 19, and the adjustment range is about 5%. After the adjustment, the average enterprise retirement pension reached nearly 4,000 yuan/month.
Legal objectivity:
Beijing 2013 2065438+65438 2003+6543810 +0 Pension adjustment for enterprise retirees in Beijing, with an average monthly increase of 260 yuan. The adjusted monthly per capita pension level will be raised from the current 25 13 yuan to 2,773 yuan. The per capita level of this pension adjustment is higher than in previous years, which is the highest in history. It is understood that Beijing began to establish the basic pension adjustment system for enterprise retirees from 1994, which is the second time in a row that Beijing has adjusted the pension for retirees, and the treatment level has been improved year by year, ranking first in the country. 20 13 Shanghai pension increase The Shanghai Municipal Bureau of Human Resources and Social Security recently issued a notice, stipulating that from 20 12, 1 1, the pension subsidy for enterprise insurance retirees (employees) in this city will be increased. The notice is valid until 20 13 12 3 1. The notice clearly stated that those who retired on or before June 5438+February 3, 20051day will receive a monthly increase of 10 yuan; For those who retired from June 65438+1 October1to February 3, 20071,each person will receive a monthly increase in 20 yuan; For those who retired from June 65438+1 October1to February 3, 20091,each person will receive a monthly increase in 40 yuan; For those who retire from June 2065438+10/October 1 to June 2065438+065438+February 3 1, each person will receive a monthly increase in 65 yuan; For those who retired from June 2065438+1 October1to June 2065438+February 3 1 in 2003, each person will receive a monthly increase in 95 yuan. After the notice is issued, the insured who has gone through the retirement (post) formalities will increase the pension subsidy according to the prescribed standards from the month when the basic pension is issued. 20 13 Jiangsu pension is raised. The adjustment range of pension in Jiangsu Province is 20 12 12 3 1 for those who participated in the basic old-age insurance for employees of enterprises in Jiangsu Province and went through the formalities of retirement, resignation or receiving regular living expenses. The adjustment method is a combination of general adjustment and proper inclination. Generally, those who retire, resign and receive regular living expenses are adjusted, and each person increases the basic pension (living expenses) 10% of his monthly basic pension (living expenses) before this adjustment. "By the end of 20 12, there were 355,000 employees in the city, including 77,977 at the city level." The relevant person in charge of the Pension Insurance Department of the Municipal People's Social Security Bureau told the reporter that in recent years, the level of social insurance benefits in our city has been greatly improved, and the retirement pension has been raised for eight consecutive years. * * * Enterprise pension insurance benefits 5.047 billion yuan, and the average pension for enterprise retirees has reached 1440.22 yuan/month. 20 13 Chongqing pension is raised by 20 12 1 year. On the basis of general adjustment, retirees who have reached the age of 75 will be given 50 yuan every month; Retirees who reached the age of 75 in June+10/20 1 3, 65438, and after that, will receive an increase in their pension at the rate of RMB 100 per person per month, instead of the original monthly 50 yuan. For retirees in hard and remote areas (Qianjiang District, Wulong County, Wushan County, Yunyang County, Chengkou County, Wuxi County, fengjie county County, Shizhu County, Pengshui County, Youyang County and Xiushan County) approved by the State Council, on the basis of general adjustment, 40 yuan will be added to each person every month. 1953 Retirees who took part in revolutionary work before the end of the year will receive an increase of 40 yuan per person per month on the basis of general adjustment. 20 13 Pre-adjustment of pensions for enterprise retirees in Xinjiang 160 yuan. Urumqi pre-adjusts the pension of enterprise retirees to per person 160 yuan, and the pre-adjusted money and salary are put in place together, so that they can enjoy the national policy of benefiting the people before the Spring Festival. Since the salary adjustment plan for enterprise retirees in Xinjiang has not yet been issued, in order to make the majority of enterprise retirees have a happy and peaceful Spring Festival, the Department of Human Resources and Social Security of the Autonomous Region issued the Notice on Adjusting the Basic Pension for Enterprise Retirees in 20 13, and adjusted the pension according to 160 yuan per person per month in advance. This notice has been sent to all counties. 20 13 Qingdao pension is raised. Qingdao, Shandong Province began to adjust the basic pension of 20 12 for the city's 536,000 enterprise retirees. After adjusting the treatment, the per capita pension increased by 245 yuan, with an increase rate of 13%, which was higher than the average increase rate of the whole province. The adjustment scope of the basic pension this time covers the retired and resigned employees of enterprises that have gone through retirement and resignation procedures before 20121(excluding the old workers who retired according to the labor insurance [1983] No.3 before the founding of the People's Republic of China). On April 25th, 2065438+03+0-April, the increased pension was transferred to the pension accounts of enterprise retirees and former employees, and the new pension benefits were paid normally with the pension of the current month from May.
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