What if an individual has already paid social security?

Introduction to individual contributions of social security

One:

1. How do individuals pay social security? Freelancers can apply for social security (pension+medical care).

2. Insurance conditions: urban hukou or rural hukou.

2. Handling place: local community street social security service points, or district and county social security bureaus (labor and social security bureaus).

3。 Basic information on how to pay social security: household registration book, ID card and its copy, and two 1 inch photos.

4. Payment standard: based on the local social wage in the previous year, the proportion of pension payment is 20%, and that of medical care is about 9%. At present, 80% and 100% are still available.

Two:

1, paid by the company. That is, the units and individuals jointly pay, the unit pays part, and the individual pays part according to a certain proportion of the individual's average monthly salary income in the previous year. The individual part is paid according to 8% of the average salary of the individual in the previous year, 2% for medical insurance and 0.5- 1% for unemployment insurance.

2. Individuals pay social insurance as freelancers. In accordance with the provisions of the payment base (hundreds to thousands, each with its own local regulations) according to a certain proportion of payment, different places. Endowment insurance is generally paid at the rate of 18-28%, and medical insurance is generally paid at the rate of 6- 10% of the local average wage level in the previous year.

At present, China's social insurance is still in the stage of regional overall planning. The cardinality and proportion are different in different regions. If you can explain your areas of concern, the answer can be more accurate.

Three:

How to pay social security, individuals generally have to pay endowment insurance and basic medical insurance; It should be implemented in accordance with the method of freelancers participating in social insurance. Freelancers can only participate in endowment insurance and medical insurance. The payment of endowment insurance and medical insurance has specific provisions: endowment insurance: bring my ID card, unemployment certificate and two 1 inch photos to the business window of the local social security center. Medical insurance: after completing the formalities of endowment insurance, take the above materials and the well-run endowment insurance manual to the business window of the local medical insurance center. Just pay the fee normally according to the regulations! !

Four:

1. How do freelancers pay social security? The payment base for urban individual industrial and commercial households and flexible employees to participate in the basic old-age insurance is the average salary of local employees in the previous year, and the payment ratio is 20%, of which 8% is credited to personal accounts. After retirement, the basic pension will be calculated and paid according to the basic pension calculation method for enterprise employees.

2. In terms of medical insurance, freelancers and self-employed individuals can choose to establish a pool fund instead of a personal account, and pay the basic medical insurance premium at 4.2% of the local average monthly salary in the previous year; You can also choose to pay 8% of the local average monthly salary in the previous year and set up a personal account! Employees participating in medical insurance, 6% units and 2% individuals;

3. The specific payment amount, according to the above method, according to the average salary of the local society and the proportion that should be borne, will be clear after calculation!

Now people want to buy a guarantee for their old age. This paper introduces how individuals pay social security. If you want to apply for social security yourself, you should consult the relevant social security department.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.