Job Recruitment Website - Social security inquiry - Does it matter if you take a few months off between social security payments?

Does it matter if you take a few months off between social security payments?

Legal analysis: If social security is temporarily suspended (1-3 months), it will have the following effects:

1, endowment insurance has no effect, because endowment insurance is cumulative payment, as long as the minimum payment period at retirement is 15 years.

2. Impact of medical insurance payment: You can't enjoy medical insurance treatment in the next month, and you can only seek medical treatment at your own expense. If the payment is suspended for more than 3 months, the continuous payment time will be cleared and it is necessary to start accumulation again. In addition, the premium for purchasing commercial medical insurance may rise. In addition, if you want to enjoy lifelong medical care, you need to pay for 25 years.

3. The impact of maternity insurance and industrial injury insurance: you can't enjoy the next month after paying off. Even if you continue to hand it in this month, you can enjoy it next month.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.