The company's insurance is broken. Can it be renewed?

If the unit insurance is broken, you can renew it yourself.

If social security is cut off, you can continue to pay social security directly without going through any formalities. If it is a unit employee, just look for personnel handling directly; If you are a flexible employee, you need to bring relevant materials to the local social security bureau to pay.

How to pay social security by yourself:

There are two better ways: first, to find a new job and pay social security in the unit, with the contribution rate of 20% for the unit and 8% for the individual. Second, if you don't find a new job, you can choose to participate in employee pension insurance as a flexible employee. The payment base is generally the average social salary of the previous year, and the payment ratio is 20%, of which 8% is included in your personal account. It should be noted that if you don't continue to pay fees until your retirement is less than 15 years, then your personal pension insurance balance will be returned to you. But this is not cost-effective, because you can't enjoy a fixed pension after retirement.

After re-employment, new units will continue to be issued. If you belong to the same social security co-ordination area after you arrive at the new unit, you don't need to transfer the social security relationship. As long as the original unit stops sending, the new unit can send, which can basically achieve seamless docking. Even if there is a month or two to stop paying, it will not have much impact on individuals. Or continue to pay as an individual. If you don't find a suitable company for a period of time after leaving your job, it is recommended to pay in your personal capacity. When paying as an individual, you only need to submit the resignation certificate, and you can change the payment subject at the window of the Social Security Bureau, that is, from the original unit to the individual payment. Individuals generally only pay endowment insurance and medical insurance when paying fees, and other insurance individuals generally do not need to apply.

legal ground

Article 60 of the Social Insurance Law, the employing unit shall declare itself and pay social insurance premiums in full and on time. Except for legal reasons such as force majeure, the payment shall not be postponed or reduced. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis.

Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.