How to use medical insurance card for family mutual assistance

The medical insurance card is used for family mutual assistance as follows:

1. Hospitalization: If one family member needs hospitalization, other family members can go to the hospital with medical insurance card and hospitalization certificate. During hospitalization, the medical expenses of all family members will be settled by medical insurance card.

2. Outpatient treatment: If a family member needs outpatient treatment, other family members can bring their own medical insurance cards and outpatient medical records to the hospital for registration. When seeing a doctor, the medical expenses of all family members will be settled through the medical insurance card.

The information required for family mutual assistance with medical insurance card is as follows:

1. Applicant's identification: including personal identification, household registration book, etc.

2. Medical insurance card: used to confirm that the applicant has participated in medical insurance and paid relevant fees.

3. Family mutual aid card: used to prove that the applicant has joined a family mutual aid organization.

4. Identification documents of family members: including family members' ID cards and household registration books.

5. Family income certificate: including family members' salary income certificate, social security payment certificate, tax payment certificate, etc.

6. Medical expenses related vouchers: including all medical expenses invoices, receipts and other related vouchers generated during medical treatment.

7. Other documents that may be needed: such as referral certificate of medical institution and discharge certificate.

To sum up, medical insurance card and family mutual assistance are two different medical security systems, and the specific use mode, reimbursement ratio and standard may be different due to different regions and policies. It is suggested that in actual use, we should know the relevant local policies and systems in detail, abide by relevant regulations and procedures, and avoid unnecessary troubles.

Legal basis:

Article 26 of People's Republic of China (PRC) Social Insurance Law

The basic medical insurance for employees, the new rural cooperative medical system and the basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Article 27

Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.