Social security paid 15 years can be refunded when the person dies

After 15 years of social security payment, if the insured person unfortunately dies and does not reach the retirement age, the social security bureau will return the part of the personal account in which the individual contributes and the interest, and the part paid by the employer will not be returned. Therefore, strictly speaking, if a person dies after paying social security for 15 years, the entire premium will not be refunded. But if you are a resident of the social security system, then you will be refunded all the premiums (including interest on the premiums) that you have paid if you die before you retire.

If a participant dies after retiring and receiving a pension for a certain period of time, then the portion of the personal account that the individual has contributed and the interest (minus the portion that has already been received) will be refunded.

The social security card, the Chinese People's **** and State Social Security Card, is an integrated circuit (IC) card that is uniformly planned by the Ministry of Human Resources and Social Security, and issued by local human resources and social security departments for the community for use in various business areas of human resources and social security.

Social security card holders can use the card for real-time settlement of medical insurance personal accounts, for pension insurance affairs, for job-seeking registration and unemployment registration procedures. The card adopts a unified national standard, and the social security number adopts a civil identity number in accordance with the relevant provisions of the Social Insurance Law.

From Jan. 1, 2020, Hong Kong, Macao and Taiwan residents who are employed, reside and study in mainland China (the mainland) will have social security cards, and will have the same legitimate rights and interests as mainland (the mainland) residents in participating in social insurance and enjoying social insurance benefits according to the law.

To correctly understand the concept of social security card, it is also necessary to be clear about the relationship between the social security card and other industry IC cards, especially with bank cards.

Since the social security card contains a "personal account" for the cardholder to settle the bill at the hospital, which is similar to the "electronic wallet" of a bank card, some regions or manufacturers have adopted the standard of a bank card to design the social security card.