Job Recruitment Website - Social security inquiry - What is the difference between the high and low medical base?
What is the difference between the high and low medical base?
1, different collection fees
High social security base: a high social security payment base will lead to a high proportion of payment or reimbursement.
Low social security base: the social security payment base is low, and the proportion of collection or reimbursement will be low.
2. Different loans.
Social security base is high: the base is high and there are many housing provident fund loans.
Low social security base: low base, less housing provident fund loans.
3. The salary received by the unit is different.
High social security base: the monthly salary is high, and individual tax can be paid less.
The social security base is low: the monthly salary drops and taxes are high.
Second, will the social security payment base affect the pension?
1, China's old-age insurance and medical insurance implement a unified and separate operation mode, that is, the individual pays part, the state or unit pays part according to the corresponding proportion, and the two parts of funds form a personal account fund.
2. The proportion paid by the state or unit refers to the proportion paid by individuals, generally one to one. The amount paid by individuals depends on the social security base, so the impact of the base on pensions is decisive. With a high base, individuals will bear more, but relatively speaking, enterprises will pay more. You'll get more later.
3. If the social security base is three times as much as it is now, then the pension will be three times as much as it is now. At present, you can complain to the supervision department of the Labor Bureau and apply for compensation.
Third, is the social security payment base high or low?
1, in terms of salary. The monthly salary is relatively high, and the social security payment base is actually better. In addition to more rights and interests in the future, it is actually very cost-effective to pay more social security fees and pay less taxes. The monthly salary is relatively low, and it is more cost-effective to pay less social security fees. After all, the quality of life should be guaranteed.
2, from the provident fund. If you buy a house with a provident fund loan, it will be better to have a high social security payment base, because the provident fund paid every month can hedge the loan, and the rest needs to be paid by yourself. Therefore, the social security payment base is higher and the monthly provident fund is higher, so the actual salary is similar.
Legal basis:
People's Republic of China (PRC) Basic Medical Care and Health Promotion Law
Article 83 The state establishes a multi-level medical security system with basic medical insurance as the main body, supplemented by commercial health insurance, medical assistance, mutual medical care for employees and medical charity services. The state encourages the development of commercial health insurance to meet the diverse health protection needs of the people. The state improves the medical assistance system to ensure that eligible people in need get basic medical services.
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