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How to pay rural insurance on mobile phone?

Legal analysis:

There are many ways to pay for medical insurance online, and the following three are the most commonly used:

1, mobile banking APP, log in to the mobile banking APP, click Life-Social Security in the menu below, select the payment area, and select the payment company to pay successfully.

2. Pay by WeChat, click-I-Pay-Enter Life Payment in the lower right corner of WeChat, select a city and click Social Security Payment.

3, Alipay payment, find the city service and choose the payment city, and then select medical insurance-residents' medical insurance payment in the service hall.

In addition to these online payment methods, the insured can also choose other payment channels, such as going to the bank to pay, Industrial and Commercial Bank of China: all business outlets in the city, mobile banking, ATM machines; Agricultural Bank: all business outlets, mobile banking and Huinongtong (intelligent POS machines) in the city; Bank of China: All business outlets and mobile banks in the city can pay medical insurance for urban and rural residents.

Legal basis:

Regulations of People's Republic of China (PRC) Municipality on Basic Medical Insurance for Urban Workers

Article 7 The basic medical insurance premium shall be paid jointly by the employer and the employees. Among them, the employer shall pay 5-7% of the total monthly wages of its employees, and the rate for employees to pay the basic medical insurance premium shall not be less than 2% of their total monthly wages.

Article 8 The amount of employees' monthly wages is determined according to their actual total wages, but it shall not be less than 60% of the average monthly wages of employees in the city, county and autonomous county where they are located. The following medical insurance premiums that should be paid by themselves shall be paid by the employer.

Article 9 If the total monthly salary of employees exceeds 300% of the average monthly salary of employees in cities, counties and autonomous counties in the previous year, the basic medical insurance premium will not be paid, nor will it be used as the base for checking the amount of personal accounts.

Article 10 The employing unit must register the basic medical insurance with the social insurance agency within 30 days from the date of obtaining the business license or being approved for establishment. When the registered items change or the payment obligation is terminated according to law, the registration shall be changed or cancelled in time. The social insurance agency shall promptly notify the tax authorities of the registration.

The employing unit shall, within 10 days after going through the basic medical insurance registration formalities, go to the tax collection authority to pay and register the basic medical insurance premium in accordance with relevant regulations.

Article 11 The amount of basic medical insurance premiums that employers and employees should pay shall be reported to the tax collection organ by the employer on a monthly basis and approved by the tax collection organ.

If the employer fails to declare the amount of the basic medical insurance premium that should be paid according to the regulations, the tax collection authority will temporarily determine the amount that should be paid according to 1 10% of the amount paid by the unit last month; If the amount was not paid last month, the tax collection organ shall determine the amount and amount of payment according to the economic situation of the unit and the number of employees. After the payer completes the declaration procedures and pays the basic medical insurance premium according to the specified amount, the tax collection organ shall settle the account according to the facts.

Twelfth basic medical insurance premiums are levied on a monthly basis, and employers and employees shall pay the basic medical insurance premiums to the tax collection authorities within the prescribed time limit. The part that individual employees should pay shall be withheld and remitted by the employer from their wages.

The basic medical insurance premium shall not be reduced.

Thirteenth pay the total wages of basic medical insurance premiums, according to the relevant provisions of the state.

The basic medical insurance premium paid by the employer shall be charged according to the relevant financial regulations of the state.

The basic medical insurance premium is not included in the personal current wage income, and is exempt from personal income tax.

The employing unit shall not lower the wage standard of employees on the grounds that they pay the basic medical insurance premium.

Fourteenth basic medical insurance payment to implement the annual inspection system. The administrative department for industry and commerce shall not handle the annual inspection procedures for industry and commerce for the employing units that have not gone through the annual inspection procedures for paying the basic medical insurance to the tax authorities.

When the employer goes through the formalities for cancellation of the business license, the administrative department for industry and commerce shall first review the certificate of termination of the basic medical insurance relationship issued by the social insurance agency.

Fifteenth employees after retirement, I will no longer pay the basic medical insurance premium, and the unit will no longer pay the basic medical insurance premium for them.

Article 16 If the employing unit goes bankrupt, closes down or terminates for other reasons according to law, or the number of employees is reduced by more than two thirds, and the basic medical insurance premium actually paid by retirees before retirement is less than 10 years, compensation shall be paid from the basic medical insurance fund. Fund compensation is calculated by multiplying the current age of 75 by the average basic medical expenses of retirees in the same period, and paid in one lump sum from the assets realized after liquidation. Really unable to pay, the treatment measures shall be formulated separately by the provincial people's government. Unless otherwise stipulated by the state, such provisions shall prevail.

Article 17 Where an employer terminates due to bankruptcy, cancellation, dissolution or other reasons, it shall pay off the unpaid basic medical insurance premium, interest, late payment fee and fine in accordance with the provisions of relevant state laws and regulations.

When the employing unit is merged, divided or transferred, the merged, divided or transferee shall bear the unpaid basic medical insurance premium, interest, late payment fee and fine. Unless otherwise stipulated by the state, such provisions shall prevail.

Eighteenth medical expenses before the implementation of these regulations are still solved by the original channels.