Who usually bears the insurance premium?

Legal analysis: Social insurance premiums are generally shared by the state, the employer and the insured. Social insurance is an institutional arrangement imposed by the government to distribute wealth, which is actually a tax. Social security is also social insurance, which is generally shared by the state, the employer and the insured. Social insurance is an institutional arrangement imposed by the government to distribute wealth. In fact, it is a kind of tax, and the payment amount = the payment base multiplied by the payment ratio.

Legal basis: Article 33 of the Social Insurance Law of People's Republic of China (PRC) stipulates that employees shall participate in work-related injury insurance, and the employer shall pay the work-related injury insurance premium, while employees shall not pay the work-related injury insurance premium.