How much can urban and rural residents in Duyun, Guizhou, who pay 3,000 yuan a year for old-age insurance and contribute for 15 years until retirement, receive each month after retirement?

According to China's pension insurance system, the pension insurance premiums paid by individuals will go into individual accounts and a comprehensive fund. The amount of pension you can receive after retirement depends on a number of factors, including the amount accumulated in your personal account, the local average social wage, and the number of years you have contributed.

Taking the information you provided as an example, the total **** contribution is 45,000 yuan for 15 years of 3,000 yuan per year. However, this does not directly calculate how much pension you can receive each month after retirement, because the formula for calculating the pension involves two parts: the personal account pension and the basic pension.

Personal account pension = personal account savings ÷ number of accrued months

Basic pension = (average monthly salary of the local on-the-job workers in the previous year at the time of the insured person's retirement + my indexed average monthly contribution salary) ÷ 2 × number of years of contribution × 1%

The number of accrued months is determined according to the age of retirement, which is generally 139 months (assuming a retirement at the age of 60). The average indexed monthly contribution salary of the person is the ratio of the insured person's contribution salary to the local average social wage.

So the exact amount of pension you can receive, you also need to know the local average monthly salary of on-the-job workers and your contribution salary and other factors. Generally speaking, it is less likely that you can contribute 3,000 yuan a year and receive a 1,000 yuan monthly pension after retirement, unless the local average social wage is low.

It is recommended that you consult your local social security department for more accurate calculations.