How to buy social security now?

Legal analysis: Now social insurance can be purchased by individuals or units.

1. The social security paid by the unit shall be shared by the employer and the employees, and the proportion of the social security shall be endowment insurance. If the company pays 20%, employees need to pay 8%. Medical insurance employers bear 12%, and employees bear 2%. 2% for employers and 1% for employees. Maternity insurance employers bear 0.60%, and individuals do not have to pay.

2. Citizens can pay social security in the name of urban and rural residents, but this kind of social security has many restrictions. Only local residents can buy it, but residents from other provinces can't. Residents can only buy old-age insurance and medical insurance, but can't buy unemployment insurance, work injury insurance and maternity insurance. When participating in social security, citizens can freely choose middle, high and low gear, and the monthly social security fee paid by each gear is different. Due to the different fees paid each month, they receive different old-age insurance, and the proportion of medical insurance reimbursement is also different, with low-grade reimbursement of 40%, middle-grade reimbursement of 80% and high-grade reimbursement of 100%.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Article 3 The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.