Do Jinan talents need social security to settle down and buy a house?

Do Jinan talents need social security to settle down and buy a house?

No need. After Jinan talents settle down, you don't need to provide social security certificates to buy a house. After Jinan talents settle down, they are required by Jinan household registration purchase restriction policy, namely:

Number of groups to limit: 2 groups.

Second, the down payment ratio: the down payment ratio of the first set of housing is 30%; The down payment ratio for buying a second house is 60%.

3. Loan requirements

The maximum amount of family housing provident fund loans is 600,000 yuan, and the maximum amount of personal provident fund loans is 300,000 yuan;

If the registered family in this city already owns a house or has a record of housing loan, the application for housing loan will be regarded as the second house loan, and the down payment ratio will be increased to 60%. Among them, the longest term of commercial mortgage loan is shortened to 25 years, and the interest rate of provident fund loan is 1. 1 times of the benchmark interest rate.

Suspension of provident fund loans to families who use housing provident fund loans twice or more. Cancel the policy of drawing housing provident fund with proof of payment of housing maintenance funds.

Extended reading

Jinan household registration purchase restriction policy

Restricted purchase area

Licheng District, Lixia District, Huaiyin District, Shizhong District, tianqiao district, High-tech Zone, Changqing District, Zhangqiu District and Jiyang District.

Restricted purchase quantity

Limit purchase of two sets

Down payment ratio

30% for the first set and 60% for the second set;

Note: If a registered family in this city already owns a house or has a record of housing loan, the application for housing loan will be regarded as a second house loan, and the down payment ratio will be increased to 60%. Among them, the longest term of commercial mortgage loan is shortened to 25 years, and the interest rate of provident fund loan is 1. 1 times of the benchmark interest rate.

housing conditions

As long as there are no more than two suites under your name, you can buy a house in Jinan's restricted purchase area.