Bank teller career planning career planning

Days are always like fine sand flowing from the fingertips, slipping away unnoticed, I believe we are full of expectations for the upcoming working life! Let's make a plan for the future direction of career development. Career planning how to write in order to effectively and efficiently help their future development? The following is my bank teller career planning career planning 3, I hope to help you.

Bank teller career planning career planning Part 1

What qualities of college students are most concerned about bank recruitment? This is related to the position of the bank in the campus recruitment, from the current situation of the various in the bank campus recruitment, the bank is now campus recruitment positions are mainly: front desk teller, or customer service positions, such positions have a **** with the same characteristics are: service positions. Therefore, the interview, the following three qualities are the bank's most important:

1, stress tolerance

An ordinary bank teller, a day to operate more than 100 business. Large state-owned banks, such as the Industrial and Commercial Bank of China's customer reception is even greater, more than 30% of these customers may be less polite, less respectful of the situation, and even customer complaints, so, as a teller or customer service personnel must be able to resist pressure.

2, good at communication

Every day operating a large number of businesses, there may also be marketing tasks, that is, the sale of the bank's financial products to customers, so candidates for the bank must be good at communicating with people, to have some interpersonal communication skills.

3, pay attention to the image

Banks usually judge people by their appearance, because bank tellers represent the image of the bank. For example, when we go to the bank ourselves, if the teller has a bad image and is not polite, it will also affect our recognition of this bank. Therefore, applying for a position in the bank must pay attention to the appearance, the interview must wear formal dress.

In addition, the interview process must be polite to the interviewer, the bank is a service industry, attaches great importance to this.

Of course, the above three items are the characteristics of the general concern of the bank recruitment, different banks in the recruitment will have their own focus. The first thing you need to do is to get a good understanding of how the world works, and how it works.

Job seekers will encounter a variety of recruiter questions in the interview? The question of career planning is increasingly being emphasized by corporate HR. Recently came to the sun career to do career counseling many customers have reflected, they are looking for a job interview, often will be interviewer asked to their own is how to do career planning. In the end, what kind of answer will be appreciated by HR?

When HR asked: Why did you choose to come to our company? What is your career plan for the next five years?

Methods and strategies:

Behind this question is to understand the job seeker's motivation and thinking about their own medium- and long-term career development. And at this time need to pass to HR information is:

1, you are prepared, because of their own career planning, so the job search CVs are after some thought, rather than the sea cast the results of blind casting.

2, showing their own advantages, reflecting their own is the right person for the job.

3, you have a good career planning, clearly know the next three to five years of plans and intentions, showing that you are in line with the requirements of the enterprise stable employees.

Answer:

I hope that from now on, within five years to be able to settle in the current application for this position, through continuous efforts, it is best to have a few promotions, I hope to be able to do from the training assistant to the training supervisor, and finally become a training manager or even the industry's outstanding training experts. In the next five years, whether it is upward promotion or lateral transfer within the company, for me personally, I hope to find a company willing to do mutual commitment to stay for a while. I hope that my joining can bring more business value to the company, and at the same time I also hope that I can get further career enhancement on the platform of the enterprise.

Effect and analysis:

Sincere expression and clear positioning of their own so that HR feel that you are very much the right choice for the training assistant, but also fully demonstrated that her career positioning as well as the development path for their own is very clear, and thus will allow you to stand out among the many applicants, and successfully get the offer.

Bank Teller Career Planning Career Planning Part 2

In recent years, banking positions have been a hot spot for graduates seeking employment. High wages, good benefits, decent work, high social status. It is because of the pursuit of graduates, now graduates enter the bank, usually from the most basic bank teller to start.

But before entering the industry, have you ever thought about whether you are suitable for this industry? Can you make a difference?

SWOT analysis to analyze your strengths and weaknesses

Before doing career planning, the first thing to do is to do an in-depth analysis of their own, SWOT analysis is a more practical tool, S refers to the advantages, W disadvantages, O opportunities, T threats. Specific methods can be like this, a piece of paper in the middle of a line, both sides were listed on their own strengths and weaknesses, including their own personality, skills, learning experiences, etc., the more detailed the better, and in accordance with the degree of importance of their ranking. In addition, in the insufficient ` aspect, you should also think about whether these deficiencies are not able to improve, and what are through efforts can be made up.

In this way you can have a more comprehensive understanding of your strengths and weaknesses. When choosing a career and development direction, try to choose the one in which you have more advantages.

Conduct an industry analysis and career research

Based on your strengths and weaknesses, then compare the traits required by your chosen industry and career to see if they match. If they do, then congratulations, you can rest assured that you are on your chosen path. If they don't, you may have a tough road ahead of you, and I would recommend that you consider a change of industry or career, but of course it's all up to you.

Bank tellers are bank employees who have direct contact with customers at the counter of a bank branch, and they have to do a good job of accessing money, transferring money, making inquiries, reconciling accounts, settling accounts, and so on, with a large amount of workload and no room for error, so bank tellers need the following kinds of abilities:

First of all, it is necessary to have a strong ability to learn.

At present, most of the bank outlets are implementing a comprehensive teller system, a do a number of businesses, so the bank teller needs to learn a lot of positions used in the knowledge and skills, in addition, the bank is also constantly launching new businesses, the withdrawal of the old business, only a very strong ability to learn, to quickly master the new financial products, and learn how to skillfully and quickly for the customer to handle the business, in order to avoid affecting the efficiency of the work.

This is the first time I've ever seen a person with a high school diploma.

Secondly, communication and expression

In recent years, with the intensification of bank competition, many banks advocate the concept of total marketing. The front desk teller in the customer business at the same time, should take the initiative to communicate with customers, understand the needs of customers, establish a good customer relationship, timely and reasonable to the customer to promote the bank's products.

Again, service consciousness

The banking industry is a typical service industry, bank tellers every day to contact hundreds of customers, for a variety of business, so the work pressure is quite large. In addition, due to the banking business has a certain degree of professionalism, many customers are not very understanding, so customers often have some irrational words and deeds, at this time, the bank teller still need to smile, patiently explain the problem for the customer to provide solutions, which requires a good state of mind and first-class service consciousness.

Again, work speed and accuracy

In order to reduce the phenomenon of bank queues, it is very important to improve the efficiency of each teller. The work of bank tellers is particularly operational and requires fast processing of business in a short period of time and avoiding mistakes in the process.

In summary, bank tellers need to have the basic qualities of: strong learning ability, good communication and expression, service consciousness, the ability to quickly deal with the problem, accurately solve the problem of business, to bear hardships and stand hard work, there is a very strong resistance to pressure ...... If all of the above conditions you can do, then it proves that you are suitable for bank tellers! This position.

After joining the bank, there is usually a six-month to one-year internship period, in the nervousness and panic through the internship period, you slowly adapt to the bank teller nervous and busy work, then a few years later? This will require a detailed career plan to guide.

After fully recognizing your strengths and weaknesses, as well as the industry and career prospects and requirements, the next step is to determine the career goals based on personal circumstances.

Determine career goals:

Generally speaking, bank tellers have two development directions: professional and management.

The so-called professional class, that is, "teller - financial planner - senior financial planner - third-party financial companies - the establishment of financial studio" development mode, management class is naturally to the direction of the bank executive development.

The development of the action plan was a major step forward.

Developing a program of action:

It is not enough to set career goals, but also to have a specific program of action to support, it is possible to step by step to achieve their goals. The following is a professional development route more feasible action plan.

The first step: based on the existing position, the use of free time to learn financial knowledge, and further clarify career goals.

Step 2: Study and recharge your batteries, and get a financial planner certificate by the end of next year.

Step 3: Accumulate communication skills and techniques to get along with customers, and accumulate professional knowledge related to the financial market. If conditions permit, attend more training courses at the Institute of Advanced Financial Studies. Through the bank's existing resources for internal job transfer, engaged in financial planner-related work.

Step 4: Spend 2-3 years to accumulate work experience and professional skills. With the help of the banking platform, you can accumulate your own customer resources and network resources, and move towards the direction of senior financial planner.

Step 5: In the next 3-5 years, join a third-party financial institution. Currently, the financial market has begun to segment, and there will be more and more third-party financial institutions in the future.

Part VI: After accumulating rich experience in financial management work, if the conditions allow, there is a strong entrepreneurial will, you can consider opening your own financial management studio, become an expert talent, to meet the desire to work freely.

Bank teller career planning career planning Part 3

The financial industry is a popular industry in the 21st century, in line with the development of society, to do the society's useful talents, I chose my favorite financial profession. And after graduation I have been working hard for my own ideal. To this end, I have made the following sample career plan for college students majoring in finance, and I will proceed towards the goals I have planned.

First, the employment of finance graduates

From the employment situation in recent years, finance graduates usually have such a few will tend to:

1, commercial banks, including the four big banks and joint-stock merchant banks, city commercial banks, foreign-funded banks in the domestic branch.

2, securities companies, including fund management companies; SSE, SZSE, Futures Exchange.

3, trust and investment companies, financial investment holding companies, investment consulting firms, large corporate finance companies.

4, financial holding groups, the four major asset management companies, financial leasing, guarantee companies.

5, insurance companies, insurance brokers.

6, the Central (People's) Bank, Banking Regulatory Commission, Securities Regulatory Commission, Insurance Regulatory Commission, which is the financial industry regulatory and supervisory bodies.

7, the State Development Bank, China Agricultural Development Bank and other policy banks.

8, social security fund management center or social security bureau, usually insurance direction.

9, the national civil service sequence of government administrative agencies, such as finance, audit, customs departments; higher education institutions specializing in finance and finance teachers; research institutions, researchers

10, listed (to be listed) joint-stock company securities department, finance department, securities representatives, the board of directors of the secretariat, etc.

Second, the financial industry related hot jobs

1, bank account manager

Post requirements: a professional background in finance, marketing experience, with strong market analysis and market development capabilities, resilience and affinity, proficiency in foreign languages.

Entry threshold: undergraduate degree certificate, English level certificate, such as "financial professional English certificate" (FECT) is better.

Salary level: more flexible, and closely linked to the performance of the collection of deposits, less on a par with the average bank employee, more tens of thousands of dollars a month.

Career Prospects: Foreign banks eyeing, insurance, securities, trust and other financial institutions have also divided part of the currency in the hands of residents, Chinese banks how to develop and stabilize the depositors is very critical. In this case, the importance of the account manager is gradually revealed, many state-owned commercial banks will easily recruit 50, hundreds of people. If you do a good job, you can enjoy the treatment of the governor, salary coefficients and the governor of the same

2, the bank's international businessman

Position Requirements: Familiar with the national financial, foreign exchange management policies and systems, understanding of the bank's business and its functions, mastering the management of the bank's international business and credit business, the international rules and operating procedures, familiar with the international computing system. International accounting system. He is clean and honest, and can keep secrets.

Entry threshold: Bachelor's degree, English level 6 or above.

Compensation level: annual salary of 60,000-100,000 yuan.

Career prospects: the rapid development of the international business of the major banks, the demand for such talent increases. With international business and overseas related work experience, and familiar with the Chinese market, "returnee" international businessman, the annual salary of up to 25 million yuan.

3, the bank risk management director

position requirements: strong logical ability and data analysis ability, familiar with the credit policy, more than 5 years of experience in securities, insurance, trust and other practitioners.

Entry threshold: Bachelor's degree or above, English level 6 or above

Salary level: annual salary of about 100,000 yuan

Career prospects: Risk management is the core of the bank's operation and management, and it is the risk control based on the rich business data and scientific management model. China's commercial banks are in the stage of changing from risk control to risk management, and need to attract talents in this area with competitive salaries.

4, securities analyst

Position requirements: familiar with the securities industry, a solid theoretical knowledge of securities and rich practical experience, a high level of economic theory and research level, able to conduct industry research.

Entry threshold: bachelor's degree, securities practitioner qualification certificate.

Compensation level: annual salary of 100,000-500,000 RMB.

Career Prospects: The huge investment group of 70 million stockholders nationwide provides a solid foundation for the development of securities analysts. They can guide individual customers to invest in securities, but also go to the press, television, radio and other media as commentators or contributing writers. With the increase in the variety of securities, securities analysts will be more useful, income will gradually grow

5, insurance brokers

Position requirements: non-life insurance, life insurance, reinsurance, risk management and other proficiencies, with legal, financial, financial, statistical knowledge, a wealth of experience in risk management, insurance practice, good PR coordination skills.

Entry threshold: insurance broker practitioner qualification examination certificate.

Salary level: Insurance brokers with a certain customer base and visibility can earn between 150,000-500,000 RMB per year.

Career Outlook: China's insurance brokerage market started in 20xx, with 10,000 employees, and is expected to grow to between 200,000 and 300,000 in 5 to 10 years. In Europe and the United States, the average annual salary of insurance brokers is 300,000 U.S. dollars, compared to China's brokerage salary there is still much room for increase.