What is the minimum payment base of old-age insurance and medical insurance in Taixing city at present?

The basic old-age insurance is a social insurance system established and implemented by the state according to laws and regulations. Under this system, employers and workers must pay endowment insurance premiums according to law. After workers reach the retirement age stipulated by the state or quit their jobs for other reasons, social insurance agencies shall pay them pensions and other benefits according to law to ensure their basic livelihood.

Basic old-age insurance, unemployment insurance, basic medical insurance, industrial injury insurance, maternity insurance, etc. * * * together constitute the modern social insurance system, and it is one of the most important types of insurance in the social insurance system.

Original social security pension payment:

The contribution rate of basic old-age insurance is 65,438+0.3% of employees' contribution wages, of which employees pay 5% of their own contribution wages; The enterprise pays 8% of the employees' individual contributions. The employee's personal account is 165438+ 0% of the payment salary; The rest is included in the * * * Economic Fund. The above understanding means to pay 5% every month, and the amount credited to the personal pension account is 1 1%.

Pay the new old-age insurance premium:

The scale of personal account is adjusted from 1 1% of my salary to 8%, all of which are formed by individual contributions, and unit contributions are no longer included in personal accounts.

Basic old-age insurance payment base calculation:

The proportion of basic old-age insurance premiums paid by enterprises (hereinafter referred to as enterprise contributions) generally does not exceed 20% of the total wages of enterprises (including those included in personal accounts), and the specific proportion is determined by the people's governments of provinces, autonomous regions and municipalities directly under the Central Government.

A few provinces, autonomous regions and municipalities directly under the Central Government should report to the Ministry of Labor and the Ministry of Finance for approval if it is really necessary to exceed 20% of the total wages of enterprises because of the large number of retirees and the heavy burden of endowment insurance.

Personal account storage is only used for employee pension, and may not be withdrawn in advance. When employees are transferred, all personal accounts will be transferred. When an employee or retiree dies, the individual contributions in the individual account can be inherited. From June, 5438 to February, 2005, the State Council issued the Decision on Improving the Basic Old-age Insurance System for Enterprise Employees, which stipulated that from June, 5438 to October, 2006, individuals would pay 8% of the basic old-age insurance premium.

In practice, in some areas, enterprises pay the basic old-age insurance premiums based on the total wages of enterprises, while in some areas, the sum of the payment bases of employees, that is, the sum of the parts within 60%-300% of the average wages of local employees in the previous year, is the base.