Proportion of individual accounts of medical insurance in Yangzhou City

The money in the medical insurance card cannot be withdrawn. It can only be put in as your medical expenses. However, there is a fixed amount of drugs used and the scope of drugs reimbursed every year. You can consult the Social Security Bureau for details.

2. Can the money in the medical insurance card be used?

It stands to reason that the money in this medical insurance card is used to see a doctor and buy medicine. However, I'm not sick now, and I haven't seen a doctor for many years. How should I use the money? Can it only be left to future generations? The use of this medical insurance card varies from place to place. Please see our reporter's investigation in Foshan, Guangdong and Yangzhou, Jiangsu.

The basic medical insurance premium paid by the employer shall be included in the personal account according to the following standards:

(a) employees under the age of 45, according to 0.8% of the employer's monthly per capita wage;

(2) Employees who have reached the age of 45 shall be counted according to 65438+ 0.2% of the monthly per capita contribution salary of the employer;

(three) retirees under the age of 70 are included in 3.8% of the monthly per capita wage of employees in this Municipality;

(four) retirees who have reached the age of 70 are included in the monthly per capita payment wages of employees in this Municipality.

The money in the medical insurance card will not expire. You pay medical insurance every month, most of which will be used for social pooling, and some will be remitted to your medical insurance card account. The specific amount may be different in different provinces and cities across the country. In my case, the amount below 35 is remitted at 2.7% of the base. As long as you continue to pay medical insurance, it will be paid every month, and the money inside will be at your disposal and will not expire.

The money in the medical insurance card is your own, but I have to tell you one thing. If you are no longer in Kunshan, Suzhou, and are working in other places, if you apply for a new medical insurance card, you can take out the money from the previous card (the part paid by the individual) and put it into the new medical insurance.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.