How to query the medical insurance card personal account

The ways to inquire about the individual account of health insurance include:

1, you can bring your valid ID and health insurance card to the local social security center office hall, ask the staff to help inquire;

2, you can call the local social security hotline to inquire, according to the voice prompts to self-help inquiry can be, you can also be transferred to manual service to inquire;

3, the use of the health insurance card When purchasing medicine or reimbursing hospitalization expenses at a designated hospital, ask the staff to help you check;

4. You can log on to the local social security website, enter your account password and log in to check your social security information.

What is the use of medical insurance?

1, conducive to improving labor productivity and promoting the development of production. Medical insurance is the inevitable result of social progress and production development. In turn, the establishment and improvement of the medical insurance system will further promote social progress and the development of production. On the one hand, medical insurance relieves workers of their worries and enables them to work with peace of mind, thus increasing labor productivity and promoting the development of production; on the other hand, it also guarantees the physical and mental health of workers and ensures normal reproduction of the labor force;

2. It regulates the difference in income and embodies the fairness of society. Medical insurance is an important means of income redistribution through the collection of medical insurance premiums and reimbursement of medical insurance service fees;

3. It is an important guarantee of social stability. Medical insurance provides economic assistance to sick workers, helps to eliminate social instability caused by disease, and is an important social mechanism for adjusting social relations and social conflicts;

4. An important means of promoting social civilization and progress. Medical insurance and social mutual *** relief social system, by sharing the risk of disease costs among the participants, reflecting the "one party in trouble, eight parties to support" a new type of social relations, is conducive to the promotion of social civilization and progress;

5, to promote the reform of the economic system, in particular, the reform of state-owned enterprises is an important guarantee.

In summary, the implementation of health insurance is conducive to improving labor productivity and promoting the development of production; medical insurance is the inevitable result of social progress and production development. In turn, the establishment and improvement of the medical insurance system will further promote social progress and the development of production.

Legal basis:

Article 28 of the Social Insurance Law of the People's Republic of China

Medical expenses that are in line with the basic medical insurance drug catalog, diagnostic and therapeutic items, and medical service facility standards, as well as those for emergencies and rescue, shall be paid out of the basic medical insurance fund in accordance with state regulations.

Article 29

The portion of the medical expenses of insured persons that should be paid by the basic medical insurance fund shall be settled directly between the social insurance administration organization and the medical institutions and drug business units.

The administrative departments of social insurance and the administrative departments of health shall establish a settlement system for medical expenses incurred for medical treatment in other places, so as to facilitate the enjoyment of basic medical insurance by insured persons.