How many years is the social security period divided into?

Legal analysis: Urban social security is divided into four grades. They are:

1, 40% of the first installment shall be paid 652.34 yuan per month;

2.60% pay 865438 yuan +05.74 yuan per month for the first gear;

Pay 979. 14 yuan per month for 3.80% first gear;

4/ 100% The first installment shall be paid monthly 1 142.54 yuan.

300% is the highest payment ceiling. If you can pay the pension insurance according to this upper limit, then the future pension will naturally be the highest. But only a few people can afford it.

The second is the difference between treatment guarantee. Taking the calculation of pension as an example, if 5000 yuan is also used as the payment base, 300% is used for payment and 8% is used for personal payment, then 15 is 2 16000 yuan; Pay according to 100%, and the personal account of 15 is 72,000 yuan; According to 60% calculation, the personal account of 15 is 43,200 yuan, which is a huge difference. Divide the personal account principal (male retires at the age of 60) by 139 months, then the monthly personal account pension for those who pay 300% is 1554 yuan; Payment 100%, the monthly personal account pension is 5 18 yuan; If you pay 60%, the monthly personal account pension is 3 1 1 yuan. Interest income is not calculated for this difference. The higher the personal account balance, the higher the interest income. If the basic pension is added, because the basic pension is averaged according to the average social wage plus the average index wage over the years, the higher the average contribution index, the higher the average, and the greater the proportion of the average social wage.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 1 This Law is formulated in accordance with the Constitution for the purpose of adjusting the social insurance relationship, safeguarding citizens' legitimate rights and interests in participating in social insurance and enjoying social insurance benefits, enabling citizens to enjoy the fruits of development and promoting social harmony and stability.

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Article 3 The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.